Joshua D Gardner

US Patent:

8069115, Nov 29, 2011

Filed:

Jun 25, 2008

Appl. No.:

12/215122

Inventors:

Douglas Schoenberg - Villanova PA, US
Jon Biedermann - Chalfont PA, US
Joshua Gardner - Warrington PA, US
Ronald D. Leatherman - Abington PA, US

International Classification:

G06Q 40/00

US Classification:

705 40, 705 34

Abstract:

Provided is a method and system for payment processing, including emailing a billing statement including an online payment hyperlink to a payer by a biller. The online payment hyperlink includes a payer personalized URL and a token uniquely identifying the payer. The online payment hyperlink is selected by the payer, who is then presented with the biller's online payment form, including pre-populated data fields. The biller's online payment form is reviewed, completed and corrected by the payer, and sent to a secure payment form server.

US Patent:

8494958, Jul 23, 2013

Filed:

Nov 28, 2011

Appl. No.:

13/305392

Inventors:

Douglas Schoenberg - Villanova PA, US
Jon Biedermann - Doylestown PA, US
Joshua Gardner - Hatboro PA, US
Ronald D. Leatherman - Abington PA, US

Assignee:

Softerware Inc. - Horsham PA

International Classification:

G06Q 40/00

US Classification:

705 40, 705 35

Abstract:

Provided is a method and system for payment processing, including emailing a billing statement to a payer by a biller, the billing statement including an online payment hyperlink having a shortened URL personalized for the payer and a token uniquely identifying the payer. The payer may select the online payment hyperlink, at which point they are presented with the biller's online payment form without the payer logging in or preregistering. The online payment form includes data fields pre-populated with available payer information derived from the personalized shortened URL and token, which may be reviewed, completed and/or corrected by the payer and sent to a secure payment form server. Also provided is the use of Quick response (QR) codes incorporating the shortened URL in a printed format, particularly for use with a mobile communication device.