Joshua D Monroe

US Patent:

20130282565, Oct 24, 2013

Filed:

Apr 18, 2013

Appl. No.:

13/865838

Inventors:

David C. Brown - Dardenne Prairie MO, US
Adam K. Hosp - Lake St. Louis MO, US
Matthew Wickman - O'Fallon MO, US
Joshua G. Monroe - Wentzville MO, US

Assignee:

MasterCard International Incorporated - Purchase NY

International Classification:

G06Q 20/38

US Classification:

705 39

Abstract:

A method and system for managing payment transactions for a merchant using a computing device coupled to a memory device is described. Each transaction is initiated by a consumer using a payment card. The method includes receiving a registration request from a candidate merchant for enrollment within a manager module wherein the registration request includes registration data associated with the candidate merchant, executing a primary approval process using at least some of the registration data, and transmitting an account request message requesting an opening of a merchant account for the candidate merchant with an acquiring bank upon approval. The method further includes receiving, in real-time, merchant account data associated with the candidate merchant from the acquiring bank upon approval by a secondary approval process wherein the candidate merchant becomes a registered merchant upon the secondary approval. The method further includes managing a first payment transaction submitted by the registered merchant.

US Patent:

20220391881, Dec 8, 2022

Filed:

Aug 12, 2022

Appl. No.:

17/887107

Inventors:

- Purchase NY, US
David C. Brown - Dardenne Prairie MO, US
Adam K. Hosp - Lake St. Louis MO, US
Matthew Wickman - O'Fallon MO, US
Joshua G. Monroe - Wentzville MO, US

International Classification:

G06Q 20/34
G06Q 20/12

Abstract:

A method and system for managing payment transactions for a merchant using a computing device coupled to a memory device is described. Each transaction is initiated by a consumer using a payment card. The method includes receiving a registration request from a candidate merchant for enrollment within a manager module wherein the registration request includes registration data associated with the candidate merchant, executing a primary approval process using at least some of the registration data, and transmitting an account request message requesting an opening of a merchant account for the candidate merchant with an acquiring bank upon approval. The method further includes receiving, in real-time, merchant account data associated with the candidate merchant from the acquiring bank upon approval by a secondary approval process wherein the candidate merchant becomes a registered merchant upon the secondary approval. The method further includes managing a first payment transaction submitted by the registered merchant.

US Patent:

20210090073, Mar 25, 2021

Filed:

Nov 27, 2019

Appl. No.:

16/697759

Inventors:

- Purchase NY, US
David C. Brown - Dardenne Prairie MO, US
Adam K. Hosp - Lake St. Louis MO, US
Matthew Wickman - O'Fallon MO, US
Joshua G. Monroe - Wentzville MO, US

International Classification:

G06Q 20/38
G06Q 20/12
G06Q 20/34

Abstract:

A method and system for managing payment transactions for a merchant using a computing device coupled to a memory device is described. Each transaction is initiated by a consumer using a payment card. The method includes receiving a registration request from a candidate merchant for enrollment within a manager module wherein the registration request includes registration data associated with the candidate merchant, executing a primary approval process using at least some of the registration data, and transmitting an account request message requesting an opening of a merchant account for the candidate merchant with an acquiring bank upon approval. The method further includes receiving, in real-time, merchant account data associated with the candidate merchant from the acquiring bank upon approval by a secondary approval process wherein the candidate merchant becomes a registered merchant upon the secondary approval. The method further includes managing a first payment transaction submitted by the registered merchant.

US Patent:

20180046344, Feb 15, 2018

Filed:

Sep 15, 2017

Appl. No.:

15/705372

Inventors:

- Purchase NY, US
Joshua G. Monroe - Wentzville MO, US

International Classification:

G06F 3/0487
G06Q 20/32

Abstract:

A system and method is disclosed for a contactless payment enabled smartphone in which a user can toggle between multiple payment methods, i.e. multiple different credit/debit card accounts, by predefined user actions, alone or in combination with the act of changing the physical orientation of the smartphone, and complete a payment transaction using the selected payment method via a contactless, wireless transmission.

US Patent:

20170076309, Mar 16, 2017

Filed:

Oct 27, 2015

Appl. No.:

14/923906

Inventors:

- Purchase NY, US
Timothy R. Zyk - St. Louis MO, US
Deborah J. Shell - St. Louis MO, US
Ellen C. Heitman - St. Louis MO, US
Joshua G. Monroe - Wentzville MO, US

International Classification:

G06Q 30/02
G06Q 50/00

Abstract:

Systems and methods are provided for linking product offerings with social network content. One exemplary method includes verifying, by a computing device, via an application programming interface (API) associated with the social network, a social network action, by a consumer, for a product in a social network, and awarding a discount to the consumer for the product, when the social network action is verified, whereby the consumer is able to purchase the product for the price of the product less the awarded discount. Often, the social network action is a “like” of the product, whereby a social network content associated with the product is then disseminated to at least one follower of the consumer in the social network in response to the action.

US Patent:

20140099886, Apr 10, 2014

Filed:

Oct 9, 2012

Appl. No.:

13/647560

Inventors:

Joshua G. Monroe - Wentzville MO, US

Assignee:

MasterCard International Incorporated - Purchase NY

International Classification:

H04B 5/02

US Classification:

455 411

Abstract:

A system and method is disclosed for a contactless payment enabled smartphone in which a user can toggle between multiple payment methods, i.e. multiple different credit/debit card accounts, by predefined user actions, alone or in combination with the act of changing the physical orientation of the smartphone, and complete a payment transaction using the selected payment method via a contactless, wireless transmission.