Julie A Furr

US Patent:

20040143526, Jul 22, 2004

Filed:

Jun 19, 2003

Appl. No.:

10/464745

Inventors:

Belen Monasterio - Madrid, ES
Shari Diamond - New Rochelle NY, US
Julie Furr - Brooklyn NY, US
Mark Temares - Garden City NY, US

International Classification:

G06F017/60

US Classification:

705/035000

Abstract:

Providing an account-based product. A communications portal is provided and consumer data is received via the portal. At least one derived characteristic, e.g., qualification, is determined contemporaneously from the consumer data. A product set is presented, via the portal, including at least one product determined at least in part by the derived characteristic. A selection from the product set is received via the portal, and at least one product feature, e.g., balance transfer, of at least one selected product is activated contemporaneous with the product selection.