Kenneth G Gay

US Patent:

20110060686, Mar 10, 2011

Filed:

Sep 10, 2009

Appl. No.:

12/557364

Inventors:

Kenneth Gay - Batavia IL, US

International Classification:

G06Q 40/00
G06F 15/16
G06K 9/00
H04N 1/40

US Classification:

705 44, 705 35, 705 45, 709204, 382138, 358470

Abstract:

A system for communicating check information to a financial institution is provided. The system includes but is not limited to a check reader, a centralized computer, and a financial institution computer. The check reader retrieves check information from a drawn check. The check information includes an amount of money, a routing number, and an account number. The centralized computer is in communication with the check reader. The centralized computer converts the check information into debit card data for transmission over a debit card network. The financial institution computer is in communication with the centralized computer via the debit card network. The debit card data is transmitted to the financial institution over the debit card network.