Kurt Stephen Hansen

US Patent:

6994251, Feb 7, 2006

Filed:

May 22, 2003

Appl. No.:

10/444928

Inventors:

Kurt Hansen - Castle Rock CO, US
Earney E. Stoutenburg - Penryn CA, US
Thomas B. Sayor - Castle Rock CO, US

Assignee:

First Data Corporation - Englewood CO

International Classification:

G06F 17/60

US Classification:

235379, 235382

Abstract:

Methods and systems are provided for executing a remote transaction between a merchant and a customer. A designation of a monetary amount for the remote transaction and an identification of the merchant is transmitted from a merchant processing system to a host system controlled by a money-transfer provider. A money-transfer transaction identifier identifying a prepared money-transfer transaction for transfer of the monetary amount is established at the merchant processing system. The money-transfer transaction identifier is provided to the customer. Performance of merchant obligations in accordance with the remote transaction is initiated after notification to the merchant processing system of receipt of a cash payment made by the customer towards the prepared money-transfer transaction.

US Patent:

7096205, Aug 22, 2006

Filed:

Mar 29, 2002

Appl. No.:

10/112440

Inventors:

Kurt L. Hansen - Castle Rock CO, US
Keith W. Diveley - Highlands Ranch CO, US

Assignee:

First Data Corporation - Englewood CO

International Classification:

G06F 17/60

US Classification:

705 74, 705 14, 705 16, 705 26, 705 34, 705 35, 705 39, 705 40, 705 41, 705 42, 705 43, 705 44, 705 45, 705 65, 705 66, 705 67, 705 75, 705 76, 705 77, 705 78, 235375, 235376, 235377, 235378, 235379, 235380, 235381, 379114

Abstract:

Systems and methods for enrolling consumers in goods and services offered by a consumer provider are disclosed herein. Various of the methods include providing an enrollment system and displaying enrollment options via the enrollment system. Further, the methods include receiving enrollment requests and enrolling a consumer based on the enrollment request. The systems can be configured for effectuating the various enrollment methods.

US Patent:

7104440, Sep 12, 2006

Filed:

Jul 26, 2002

Appl. No.:

10/206661

Inventors:

Kurt Hansen - Castle Rock CO, US
Dean A. Seifert - Parker CO, US
Mark Thompson - Denver CO, US
Mike Michelsen - Arvada CO, US

Assignee:

First Data Corporation - Greenwood Village CO

International Classification:

G06F 17/60

US Classification:

235379, 235380

Abstract:

One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.

US Patent:

7184989, Feb 27, 2007

Filed:

May 21, 2003

Appl. No.:

10/444111

Inventors:

Kurt L. Hansen - Castle Rock CO, US
Thomas B. Sayor - Castle Rock CO, US
Sharon K. Vialpando - Lone Tree CO, US
Kenneth Algiene - Littleton CO, US

Assignee:

First Data Corporation - Englewood CO

International Classification:

G06F 17/60

US Classification:

705 74, 705 14, 705 16, 705 26, 705 34, 705 35, 705 39, 705 40, 705 41, 705 42, 705 43, 705 44, 705 45, 705 65, 705 66, 705 67, 705 75, 705 76, 705 77, 705 78, 235375, 235376, 235377, 235378, 235379, 235380, 235381, 379114

Abstract:

Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment, a method for accepting payments from a consumer for a good or service provided by a merchant comprises receiving a transaction request from the merchant, receiving a payment from the consumer, associating the payment with the transaction request, and sending at least a portion of the payment to the merchant. In this manner, the merchant stages the transaction, and the consumer completes the transaction by making the payment. An optional time limit feature also may be used, and the transaction may be staged by the consumer, or others.

US Patent:

7225154, May 29, 2007

Filed:

Mar 17, 2003

Appl. No.:

10/391502

Inventors:

Kurt Hansen - Castle Rock CO, US

Assignee:

The Western Union Company - Englewood CO
First Data Corporation - Greenwood Village CO

International Classification:

G06Q 40/00

US Classification:

705 39, 705 35

Abstract:

Methods and systems are provided for processing a financial transaction. A set of conditions is received that define circumstances for execution of the financial transaction. Funds are collected for each of a plurality of partial payments prior to satisfaction of the set of conditions, with at least two of the partial payments being collected from different persons. The collected funds are accumulated for support of the financial transaction until satisfaction or failure of the set of conditions.

US Patent:

7578434, Aug 25, 2009

Filed:

Mar 28, 2005

Appl. No.:

11/092312

Inventors:

Kurt Hansen - Castle Rock CO, US
Dean A. Seifert - Parker CO, US
Mark Thompson - Denver CO, US
Mike Michelsen - Arvada CO, US

Assignee:

The Western Union Company - Engelwood CO

International Classification:

G06F 17/60

US Classification:

235379, 235380

Abstract:

One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.

US Patent:

7613655, Nov 3, 2009

Filed:

May 31, 2007

Appl. No.:

11/756537

Inventors:

Kurt Hansen - Castle Rock CO, US
Dean A. Seifert - Parker CO, US
Mark Thompson - Denver CO, US
Patricia A. Frazier - Dallas TX, US

Assignee:

Western Union Company - Englewood CO
First Data Corproation - Greenwood Village CO

International Classification:

G06Q 40/00

US Classification:

705 39

Abstract:

One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.

US Patent:

7664703, Feb 16, 2010

Filed:

Jul 26, 2002

Appl. No.:

10/205751

Inventors:

Kurt Hansen - Castle Rock CO, US
Dean A. Seifert - Parker CO, US
Mark Thompson - Denver CO, US
Patricia A. Frazier - Dallas TX, US

Assignee:

The Western Union Company - Englewood CO

International Classification:

G06Q 40/00

US Classification:

705 43

Abstract:

One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.