Kurt S Hansen

US Patent:

7092916, Aug 15, 2006

Filed:

Nov 9, 2001

Appl. No.:

09/990702

Inventors:

Keith W. Diveley - Highlands Ranch CO, US
Kurt Hansen - Castle Rock CO, US

Assignee:

First Data Corporation - Englewood CO

International Classification:

G06F 17/60

US Classification:

705 74, 705 14, 705 16, 705 26, 705 34, 705 35, 705 39, 705 40, 705 41, 705 42, 705 43, 705 44, 705 45, 705 65, 705 66, 705 67, 705 75, 705 76, 705 77, 705 78, 235375, 235376, 235377, 235378, 235379, 235380, 235381, 379114

Abstract:

A payment service method and system involve a payment service provider, a customer/payor and a consumer provider/payee. The customer/payor enrolls in the service and is provided a unique identifier that enables the customer to conduct transactions with the payment service provider. The customer/payor interfaces with the payment service provider through various forms of communication, and can facilitate payments to the consumer providers/payees through the payment service provider while remaining anonymous.

US Patent:

7103577, Sep 5, 2006

Filed:

Sep 30, 2003

Appl. No.:

10/676717

Inventors:

Paul Blair - Parker CO, US
Kurt Hansen - Castle Rock CO, US
Gary Moore - Mill Valley CA, US

Assignee:

First Data Corporation - Englewood CO

International Classification:

G06F 17/60

US Classification:

705 74, 705 14, 705 16, 705 26, 705 34, 705 35, 705 39, 705 40, 705 41, 705 42, 705 43, 705 44, 705 45, 705 65, 705 66, 705 67, 705 75, 705 76, 705 77, 705 78, 235375, 235376, 235377, 235378, 235379, 235380, 235381, 379114

Abstract:

The present invention relates to systems and methods for staging transactions and facilitating payments by consumers to a lender or merchant to consummate a financial transaction and/or to maintain a financial relationship. In one embodiment, a method for accepting payments from a consumer includes receiving a promise-to-pay record from a lender (), receiving a payment from the consumer (), associating the payment with the promise-to-pay record (), and sending a notice to the lender (), with the notice having an indicator that the payment has been received.

US Patent:

7107249, Sep 12, 2006

Filed:

Mar 29, 2002

Appl. No.:

10/112258

Inventors:

Keith W. Dively - Highlands Ranch CO, US
Kurt L. Hansen - Castle Rock CO, US

Assignee:

First Data Corporation - Englewood CO

International Classification:

G06F 17/60

US Classification:

705 74, 705 14, 705 16, 705 26, 705 34, 705 35, 705 39, 705 40, 705 41, 705 42, 705 43, 705 44, 705 45, 705 65, 705 66, 705 67, 705 75, 705 76, 705 77, 705 78, 235375, 235376, 235377, 235378, 235379, 235380, 235381, 379114

Abstract:

Systems and methods for accepting payments for goods and services provided by a consumer provider. The methods can include associating consumers and consumer providers with a payment provider. The payment provider can receive payments destined for the consumer provider, associate the payments with one or more identifiers, and transfer at least portions of the receive payments to the consumer provider. The systems can include a point-of-sale device configured to accept payments from consumers on behalf of consumer providers. In some cases, the systems include a plurality of such point-of-sale devices in communication with a payment provider control. The payment provider control can be in communication with one or more consumer provider controls.

US Patent:

7117183, Oct 3, 2006

Filed:

Jan 28, 2004

Appl. No.:

10/767365

Inventors:

Paul Blair - Parker CO, US
Kurt L. Hansen - Castle Rock CO, US
Dean Seifert - Parker CO, US

Assignee:

First Data Coroporation - Greenwood Village CO

International Classification:

G06G 17/60
H04K 1/00
H04L 9/00

US Classification:

705 74, 705 14, 705 16, 705 26, 705 34, 705 35, 705 39, 705 40, 705 41, 705 42, 705 43, 705 44, 705 45, 705 65, 705 66, 705 67, 705 75, 705 76, 705 77, 705 78, 235375, 235376, 235377, 235378, 235379, 235380, 235381, 379114

Abstract:

A method for accepting payments from a consumer for a travel ticket from a travel company comprises receiving at a point of sale device a transaction request that includes a transaction identifier that identifies a travel arrangement made with the travel company and a payment amount. The payment amount and the transaction identifier is transmitted to a host computer system for validation. Also, a validation from the host computer system is received indicating that the transaction requested has been validated. A payment is received from the consumer, and at least a portion of the payment is electronically transmitted to the travel company.

US Patent:

7158955, Jan 2, 2007

Filed:

Dec 10, 2001

Appl. No.:

10/007701

Inventors:

Keith W. Diveley - Highlands Ranch CO, US
Kurt Hansen - Castle Rock CO, US

Assignee:

First Data Corporation - Englewood CO

International Classification:

G06F 17/60

US Classification:

705 74, 705 14, 705 16, 705 26, 705 34, 705 35, 705 39, 705 40, 705 41, 705 42, 705 43, 705 44, 705 45, 705 65, 705 66, 705 67, 705 75, 705 76, 705 77, 705 78, 235375, 235376, 235377, 235378, 235379, 235380, 235381, 379114

Abstract:

A payment service method and system involve a payment service provider, a customer/payor and a consumer provider/payee. The customer/payor enrolls in the service and is provided a unique identifier that enables the customer to conduct transactions with the payment service provider. The customer/payor interfaces with the payment service provider through various forms of communication, and can facilitate payments to the consumer providers/payees through the payment service provider while remaining anonymous.

US Patent:

7165052, Jan 16, 2007

Filed:

Mar 31, 2001

Appl. No.:

09/823697

Inventors:

Keith W. Diveley - Highlands Ranch CO, US
Kurt Hansen - Castle Rock CO, US

Assignee:

First Data Corporation - Englewood CO

International Classification:

G06F 17/60

US Classification:

705 74, 705 14, 705 16, 705 26, 705 34, 705 35, 705 39, 705 40, 705 41, 705 42, 705 43, 705 44, 705 45, 705 65, 705 66, 705 67, 705 75, 705 76, 705 77, 705 78, 235375, 235376, 235377, 235378, 235379, 235380, 235381, 379114

Abstract:

A payment service method and system involve a payment service provider, a customer/payor and a client/payee. The customer/payor enrolls in the service and is provided the unique identifier which enables him or her to conduct all transactions with the payment service provider. The customer/payor interfaces with the payment service provider through various forms of communication, and can facilitate payments to the clients/payees through the payment service provider while remaining anonymous. Various enhancements are provided for promoting the services of the clients and the payment service provider to customer bases obtained from persons enrolled in the payment service and from persons who are customers of the clients.

US Patent:

7229011, Jun 12, 2007

Filed:

Aug 25, 2006

Appl. No.:

11/467465

Inventors:

Kurt L. Hansen - Parker CO, US
Dean A. Seifert - Foxrock Dublin, IE
Mark Thompson - Denver CO, US
Mike Michelsen - Arvada CO, US

Assignee:

The Western Union Company - Englewood CO
First Data Corporation - Greenwood Village CO

International Classification:

G06F 17/60

US Classification:

235379, 235380

Abstract:

One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.

US Patent:

7315843, Jan 1, 2008

Filed:

Jun 30, 2006

Appl. No.:

11/479142

Inventors:

Keith W. Diveley - Highlands Ranch CO, US
Kurt Hansen - Castle Rock CO, US

Assignee:

The Western Union Company - Englewood CO
First Data Corporation - Greenwood Village CO

International Classification:

G06Q 99/00

US Classification:

705 40, 705 41, 705 43, 705 64, 705 26, 235375, 235376

Abstract:

A payment service method and system involve a payment service provider, a customer/payor and a consumer provider/payee. The customer/payor enrolls in the service and is provided a unique identifier that enables the customer to conduct transactions with the payment service provider. The customer/payor interfaces with the payment service provider through various forms of communication, and can facilitate payments to the consumer providers/payees through the payment service provider while remaining anonymous.