Lawrence C Jenkins

US Patent:

20170018028, Jan 19, 2017

Filed:

Aug 12, 2010

Appl. No.:

12/855398

Inventors:

Christopher Gatz - Herndon VA, US
Lawrence Kevin Jenkins - Richmond VA, US

Assignee:

Capital One Financial Corporation - McLean VA

International Classification:

G06Q 40/00

Abstract:

A system and method for providing behavior-based credit availability is presented. The described systems and methods may allow for a financial institution to raise a customer's credit line access beyond an initial amount without re-checking a customer's ability to pay. To this end, a customer may be pre-qualified for a credit limit up to a certain amount, but be granted line access to only a portion of that amount. If pre-established behavioral requirements are met, the customer may then receive line access to more of the pre-qualified line of credit, up to the full amount of the pre-qualified credit limit.

Address:

58 Bryant St NW, Washington, DC 20001

VIN:

WVWDR71K57W059861

Make:

VOLKSWAGEN

Model:

RABBIT

Year:

2007