Lisa Ann Gibson

US Patent:

20150170158, Jun 18, 2015

Filed:

Dec 17, 2013

Appl. No.:

14/108491

Inventors:

- Charlotte NC, US
Thomas A. Harp - Cincinnati OH, US
James Pierce - Charlotte NC, US
Lisa Gibson - Newnan GA, US
Rebecca S. Morgan - Charlottesville VA, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 30/00

Abstract:

Apparatus and methods for client-side deposit packaging compliance are provided. Apparatus and methods may include deploying a uniform reporting format for clients, banks, armored couriers and vaults. The uniform reporting format may be a XML data feed. The XML data feed may provide for reporting of condition codes associated with a deposit. The condition codes may correspond to one or more attributes of a deposit packaged by a client. The condition codes may be submitted by the client. The condition codes may be verified when a deposit is processed by a vault. Illustrative condition codes may correspond to: armored courier ID, envelope status, counterfeit status. The XML data feed may utilize dynamic online, rule-based forms for clients, banks, armored couriers and vaults.

US Patent:

20150170266, Jun 18, 2015

Filed:

Dec 17, 2013

Appl. No.:

14/108545

Inventors:

- Charlotte NC, US
Thomas A. Harp - Cincinnati OH, US
James Pierce - Charlotte NC, US
Lisa Gibson - Newnan GA, US
Rebecca S. Morgan - Charlottesville VA, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 40/02
G06Q 10/08

Abstract:

Apparatus and methods for client deposit tracking are provided. The deposit may be tracked from a time the deposit is retrieved from a client location until a value of the deposit is credited to a client. A deposit may be tracked by affixing a bar-code to a cartridge storing containing the deposit. The bar-code may be printed on the cartridge. The bar-code may be electronically transmitted to the cartridge. The bar-code may include deposit information. The deposit information may include deposit weights. The bar-code may be captured an armored courier. Information captured from the bar-code may be transmitted to a financial institution. The financial institution may derive performance metrics based on the information captured from the bar-code. Deposit status determination may be provided based on the information capture from the bar-code. Deposits status information may be transmitted to a client of the financial institution.