Payscan America
Owner
Paystation America Feb 1996 - Jan 2000
President and Chief Executive Officer
Direct Express Apr 1996 - Oct 1999
President and Chief Executive Officer
Western Union Jul 1989 - Jun 1992
President Consumer Payment Services
National Payments Network Jun 1984 - Jul 1989
President
Education:
Pepperdine Graziadio Business School 1994 - 1996
Master of Business Administration, Masters, Management, Communications
Nyu Stern School of Business 1990 - 1993
St. Francis College 1958 - 1962
Pepperdine University, The George L. Graziadio School of Business and Management 1994 - 1996
Name / Title
Company / Classification
Phones & Addresses
Louis J. Krouse President
PAYSCAN AMERICA, INC Business Services at Non-Commercial Site · Custom Computer Programing
6537 Abbottswood Dr, Rancho Palos Verdes, CA 90275
Louis J. Krouse Manager
DIRECT EXPRESS, LLC
5200 W Century Blvd, Los Angeles, CA 90064 101 S Spg St STE 220, Little Rock, AR 72201 5200 W Century Blvd Los Angles Ca 90064-0000 Usa<Br/>5200 W Century Blvd Los Angles, Los Angeles, CA 90064
John F. Meyer - Orange CA, US Louis Krouse - Rancho Palos Verdes CA, US
Assignee:
Payscan America, Inc. - Rolling Hills Estates CA
International Classification:
G06K 19/06
US Classification:
235494
Abstract:
A monetary transaction system consistent with the present disclosure comprises a mechanism allowing a biller to generate at least one invoice for at least one customer, where the invoice contains a unique bar code, comprising data identifying at least the customer and the biller, and a scanning apparatus and associated components, for use by a third party, configured both to scan the bar code and, based on the identifying data of the bar code, to effect payment to the biller in a predetermined or customer-specified amount. In method form, a bill payment method consistent with the disclosure comprises: generating a biller invoice for at least one customer, said invoice containing a unique bar code, said bar code comprising data identifying at least said customer and said biller; and enabling a third party to scan and process said bar code and, based on the identifying data of said bar code, to effect payment to said biller in a predetermined or customer-specified amount. In another embodiment, a bill payment system consistent with the disclosure comprises mechanisms allowing a plurality of billers to generate bar coded invoices, with each biller generating an invoice for at least one customer, the invoice comprising a unique bar code comprising data identifying at least the customer and the biller, and networked mechanisms allowing a plurality of third parties, in communication with said billers, to scan and process a given bar code and, based on the identifying data of said bar code, to effect payment to its associated biller in a predetermined or customer-specified amount.
John F. Meyer - Orange CA, US Louis Krouse - Rancho Palos Verdes CA, US
Assignee:
PAYSCAN AMERICA, INC. - ROLLING HILLS ESTATES CA
International Classification:
G06K 19/06
US Classification:
235494
Abstract:
A monetary transaction system consistent with the present disclosure comprises a mechanism allowing a biller to generate at least one invoice for at least one customer, where the invoice contains a unique bar code, comprising data identifying at least the customer and the biller, and a scanning apparatus and associated components, for use by a third party, configured both to scan the bar code and, based on the identifying data of the bar code, to effect payment to the biller in a predetermined or customer-specified amount. In method form, a bill payment method consistent with the disclosure comprises: generating a biller invoice for at least one customer, said invoice containing a unique bar code, said bar code comprising data identifying at least said customer and said biller; and enabling a third party to scan and process said bar code and, based on the identifying data of said bar code, to effect payment to said biller in a predetermined or customer-specified amount. In another embodiment, a bill payment system consistent with the disclosure comprises mechanisms allowing a plurality of billers to generate bar coded invoices, with each biller generating an invoice for at least one customer, the invoice comprising a unique bar code comprising data identifying at least the customer and the biller, and networked mechanisms allowing a plurality of third parties, in communication with said billers, to scan and process a given bar code and, based on the identifying data of said bar code, to effect payment to its associated biller in a predetermined or customer-specified amount.
John F. Meyer - Orange CA, US Louis Krouse - Rancho Palos Verdes CA, US
Assignee:
PAYSCAN AMERICA, INC. - ROLLING HILLS ESTATES CA
International Classification:
G06Q 20/30
US Classification:
235494
Abstract:
A monetary transaction system allowing a biller to generate an invoice for a customer with a bar code comprising data identifying the customer and the biller, and a scanning apparatus for use by a third party configured both to scan the bar code and, based on the identifying data, to effect payment to the biller in a predetermined or customer-specified amount.
Financial Transaction Processing Systems And Methods
Louis J. Krouse - Rancho Palos Verdes CA Eric F. Strovink - Nashua NH
Assignee:
PayStation America Inc. - Los Angeles CA
International Classification:
G06K 900
US Classification:
382137
Abstract:
In accordance with the present invention, financial transaction processing systems and methods are provided. One preferred embodiment of a method according to one aspect of the present invention includes generating an optically scanned image of at least a portion of document containing visual data, in a particular format, representing information related to the financial transaction. Recognition characteristics are generated from the scanned image and are compared to respective sets of reference recognition characteristics generated from respective other transaction documents having different respective formats to determine therefrom whether the particular format of the visual data matches one of the respective formats of the other documents. When such a match is found to exist, location is determined of a field in the scanned image to which optical character recognition may be applied to generate therefrom the information, based upon the respective format found to match the particular format of the visual data. Optical character recognition is then utilized to generate said visual data from said location.
- Rolling Hills Estates CA, US Louis Krouse - Rancho Palos Verdes CA, US
Assignee:
PAYSCAN AMERICA, INC. - Rolling Hills Estates CA
International Classification:
G06Q 20/10 G06Q 20/04
US Classification:
705 40
Abstract:
A financial transaction involving a bar coded invoice and validating the bar code to limit carrying out of the financial transaction to a first type of financial transaction, where the bar code has discrete encoded data fields organized into validation levels, including an outer level and an inner levels, the encoded data fields include a field designator, a check digit value and/or a data string, the data string includes either an inner validation level and/or payment information, the payment information includes the identity of the payee and the payer, where the encoded data fields are established pursuant to a decoding method, a validation method and a processing method, where decoding includes decoding the bar code to yield a series of data values, validation includes determining whether the bar code corresponds to a first type of financial transaction, and processing includes processing the financial transaction to pay the third party payee.
- Rolling Hills Estates CA, US Louis Krouse - Rancho Palos Verdes CA, US
Assignee:
PAYSCAN AMERICA, INC. - Rolling Hills Estates CA
International Classification:
G06Q 20/10
US Classification:
705 40
Abstract:
A monetary transaction system allowing a biller to generate an invoice for a customer with a bar code comprising data identifying the customer and the biller, and a scanning apparatus for use by a third party configured both to scan the bar code and, based on the identifying data, to effect payment to the biller in a predetermined or customer-specified amount.
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