Mandi Charl Hart

US Patent:

20100063928, Mar 11, 2010

Filed:

Sep 11, 2008

Appl. No.:

12/209004

Inventors:

Mandi C. HART - Tampa FL, US

International Classification:

G06Q 20/00
G06Q 40/00

US Classification:

705 44, 705 35

Abstract:

Methods and systems for cashing electronic checks are disclosed. One method includes receiving credential information from a user at an automated system communicatively connected to a checking account information database, and validating the credential information. The method further includes obtaining checking account information from the checking account information database, the checking account information corresponding to a checking account associated with the credential information and having been at least partially previously entered into the checking account information database from a system separate from the automated system. The method also includes receiving a request to cash an electronic check, and determining whether to fulfill the request to cash the electronic check.