Marcia Gene Rowley

US Patent:

20180300775, Oct 18, 2018

Filed:

Apr 21, 2018

Appl. No.:

15/959192

Inventors:

- Scottsdale AZ, US
Marcia Gene Rowley - Scottsdale AZ, US
Teddy Floyd Davault - Clarkdale AZ, US
Sherman Ross Crowder - Scottsdale AZ, US

International Classification:

G06Q 30/02

Abstract:

Systems and methods provide a real time cash incentive to a user for purchasing merchandise via a web-based portal. The method includes receiving a product definition and a personal credential from the user, and periodically retrieving price quotes for the defined product from a plurality of retail sites. The plurality of retail sites are partitioned into groups based on a confidence level assigned to each site. A fair market value (FMV) is calculated for the defined product by applying a weighted algorithm to the retrieved price quotes within each of the groups. Using the web-based portal, the calculated FMV of the defined product is displayed with a plurality of links to a subset of the retail sites having price quotes within a predetermined range of the FMV.

US Patent:

20180260832, Sep 13, 2018

Filed:

Apr 23, 2018

Appl. No.:

15/960024

Inventors:

- Scottsdale AZ, US
Marcia Gene Rowley - Scottsdale AZ, US
Teddy Floyd Davault - Clarkdale AZ, US
Sherman Ross Crowder - Scottsdale AZ, US

International Classification:

G06Q 30/02
G06Q 10/02

Abstract:

Systems and methods are provided for incentivizing a user to purchase a cruise. A shopping portal is provided to the user that includes a plurality of products for purchase. For each purchase transaction completed by the user, a fair market value (FMV), a cost basis, and a gross margin are determined, wherein the gross margin is based on the difference between the FMV and the cost basis. A portion of the gross margin is allocated to a savings account associated with the user. The savings account can then be applied to the purchase price of a cruise.

US Patent:

20180260915, Sep 13, 2018

Filed:

Apr 23, 2018

Appl. No.:

15/960039

Inventors:

- Scottsdale AZ, US
Marcia Gene Rowley - Scottsdale AZ, US
Tedd Floyd Davault - Clarkdale AZ, US
Sherman Ross Crowder - Scottsdale AZ, US

International Classification:

G06Q 50/12
G06Q 30/06
G06Q 30/02
G06N 5/04

Abstract:

Systems and methods are provided for normalizing hotel rooms across independent distribution channels. The method includes creating a meta-category matrix of sameness metrics for the hotel rooms based on a set of attributes. Room descriptions for a plurality of the hotel rooms are retrieved from a plurality of the independent distribution channels. Equivalent hotel rooms are automatically assigned to the same meta-category based on a rule set applied to the retrieved room descriptions and the set of attributes. Hotel rooms that do not correspond to one of the meta-categories are identified, and are manually assigned to a meta-category. The rule set is then revised based on the manual assignment.

US Patent:

20180253750, Sep 6, 2018

Filed:

Apr 20, 2018

Appl. No.:

15/959160

Inventors:

- Scottsdale AZ, US
Marcia Gene Rowley - Scottsdale AZ, US
Teddy Floyd Davault - Clarkdale AZ, US
Sherman Ross Crowder - Scottsdale AZ, US

International Classification:

G06Q 30/02
G06Q 50/14

Abstract:

Systems and methods for dynamically configuring a user interface for multiple uniquely branded sites is provided. The method includes receiving, from a user, a credential and a selected product category. The method includes executing one of a number of business rule sets based on a brand identifier for a site. A number of price points are retrieved from remote servers using the retrieved product rule set. A fair market value (FMV) for the requested product using the plurality of price points. A cost basis for the requested product is retrieved from a database. A member preferred rate (MPR) for the requested product is calculated based on the FMV, the cost basis, the executed business rule set, and the lifetime value. The FMV, MPR, and a plurality of hyperlinks corresponding to a subset of the plurality of remote servers are displayed simultaneously via the user interface.

US Patent:

20180253767, Sep 6, 2018

Filed:

Apr 21, 2018

Appl. No.:

15/959212

Inventors:

- Scottsdale AZ, US
Marcia Gene Rowley - Scottsdale AZ, US
Teddy Floyd Davault - Clarkdale AZ, US
Sherman Ross Crowder - Scottsdale AZ, US

International Classification:

G06Q 30/02
G06Q 50/12

Abstract:

Systems and methods provide a real time cash incentive to a user for purchasing a hotel room using a web-based portal. The method includes prompting the user to provide a date, a geographic location, and a credential, then determining a consumer class and a lifetime value for the user based on the credential. Respective price quotes are received from a plurality of remote websites based on the date and geographic location. A weighted algorithm is applied to the price quotes to determine a fair market value (FMV), wherein the weights are based on the consumer class. A member preferred rate (MPR) is determined based on the FMV and the lifetime value, wherein the difference between the MPR and the FMV comprises a savings value. The method further includes displaying, on a user interface associated with the web-based portal, the FMV, the MPR, and indicia of the plurality of remote websites upon which the FMV is based.

US Patent:

20180053264, Feb 22, 2018

Filed:

Oct 13, 2017

Appl. No.:

15/783935

Inventors:

- Scottsdale AZ, US
Marcia Gene Rowley - Scottsdale AZ, US
Teddy Floyd Davault - Clarkdale AZ, US
Sherman Ross Crowder - Scottsdale AZ, US

International Classification:

G06Q 50/14
G06Q 30/06
G06Q 30/02
G06Q 10/04

Abstract:

A system is provided for processing a purchase transaction for a product selected by a member. The system includes: a gross margin module configured to calculate a gross margin based on a fair market value (FMV); a net margin module configured to calculate a net margin based on the gross margin, overhead costs, and transactional expenses; a lifetime value module configured to calculate a lifetime value associated with the member; and a yield engine configured to calculate a member preferred rate (MPR) based on the net margin and the lifetime value.

US Patent:

20170278126, Sep 28, 2017

Filed:

Jun 10, 2015

Appl. No.:

15/506152

Inventors:

- Scottsdale AZ, US
Marcia Gene ROWLEY - Scottsdale AZ, US

International Classification:

G06Q 30/02
G06Q 50/14
G06Q 20/06

Abstract:

Methodologies and apparatuses create and utilize member profiles and provide members the ability to combine their use of actual currency and virtual currency created by a travel partner using common virtual currency to obtain a product and/or service available from a wide variety of vendors. Further, the use of common virtual currency enables formulation, management, comparison and presentation of options for using virtual currency specific to travel partners.

US Patent:

20160162812, Jun 9, 2016

Filed:

Jan 11, 2016

Appl. No.:

14/992520

Inventors:

- Scottsdale AZ, US
Marcia Gene ROWLEY - Scottsdale AZ, US

International Classification:

G06Q 10/02
G06Q 50/30
G06Q 20/38

Abstract:

Methodologies and apparatuses create and utilize member profiles and provide members the ability to combine their use of actual currency and virtual currency created by a cruise line using common virtual currency to obtain a cruise booking and/or related products and/or service available from a wide variety of vendors partnering with the cruise line. Further, the use of common virtual currency enables formulation, management, comparison and presentation of options for using virtual currency specific to cruise lines.