Mark S Watson

Address:

3255 N Southport Ave, Chicago, IL 60657

Phone:

6306771870

VIN:

JTDKB20U873219251

Make:

TOYOTA

Model:

PRIUS

Year:

2007

US Patent:

20220414768, Dec 29, 2022

Filed:

Sep 1, 2022

Appl. No.:

17/929229

Inventors:

- McLean VA, US
Austin Walters - Savoy IL, US
Jeremy Goodsitt - Champaign IL, US
Anh Truong - Champaign IL, US
Mark Watson - Urbana IL, US
Reza Farivar - Champaign IL, US

Assignee:

Capital One Services, LLC - McLean VA

International Classification:

G06Q 40/02
H04L 9/08

Abstract:

A computing system retrieves a credit check algorithm. The credit check algorithm utilizes one or more parameters for evaluation of a credit score of an individual. The computing system identifies a plurality of entities contributing parameters for the evaluation of the credit score of the individual. The computing system compiles the credit check algorithm into a plurality of components. Each component corresponds to a respective entity of the plurality of entities and each component generates an output unique to the respective entity. The computing system transmits each component to a respective entity of the plurality of entities. The computing system instructs each entity to share a respective output with each remaining entity. The computing system receives a credit score for the individual from each of the plurality of entities. Each credit score received from each entity is the same.

US Patent:

20220368734, Nov 17, 2022

Filed:

May 17, 2021

Appl. No.:

17/321593

Inventors:

- McLean VA, US
Jeremy Goodsitt - Champaign IL, US
Mark Watson - Sedona AZ, US
Vincent Pham - Champaign IL, US
Galen Rafferty - Mahomet IL, US
Reza Farivar - Champaign IL, US
Anh Truong - Champaign IL, US

International Classification:

H04L 29/06
H04L 29/08
H04L 12/58
G06N 20/00
G06F 40/30
G06F 40/279

Abstract:

System, apparatus, and methods are described for monitoring communication sessions and determining to merge two or more of the communication sessions sharing a common ground into a common communication session. A common communication channel may be determined for the common communication session. The two or more communication sessions may be merged to generate the common communication session using the common communication channel.

US Patent:

20220337565, Oct 20, 2022

Filed:

Jun 28, 2022

Appl. No.:

17/851136

Inventors:

- McLean VA, US
Vincent Pham - Champaign IL, US
ANH TRUONG - Champaign IL, US
Galen Rafferty - Mahomet IL, US
Austin Walters - Savoy IL, US
Reza Farivar - Champaign IL, US
Mark Watson - Urbana IL, US

International Classification:

H04L 9/40
G06F 40/143
G06F 40/154
H04L 67/02
H04L 67/568

Abstract:

Randomizations of a web page may be generated in advance and provided to a client. The client may store the randomizations in its cache. Multiple randomizations for the same web page may be provided to the client and stored in the client's cache. When a request for a web page is made, it is determined if the client has any cached randomizations. Randomizations for the probable next web page to be requested by the client may be provided to the client for storage in the cache. For example, the probability that a link will be clicked or a website visited may be determined. Those web pages and websites with higher probabilities may be determined. Randomizations for those web pages are then provided to the client for use.

US Patent:

20220308942, Sep 29, 2022

Filed:

Jun 9, 2022

Appl. No.:

17/836614

Inventors:

- McLean VA, US
Fardin ABDI TAGHI ABAD - Champaign IL, US
Vincent PHAM - Champaign IL, US
Jeremy GOODSITT - Champaign IL, US
Anh TRUONG - Champaign IL, US
Mark WATSON - Urbana IL, US
Reza FARIVAR - Champaign IL, US
Kenneth TAYLOR - Champaign IL, US

Assignee:

Capital One Services, LLC - McLean VA

International Classification:

G06F 9/54
G06N 20/00
G06F 17/16
G06N 3/04
G06F 11/36
G06N 3/08
G06F 21/62
G06N 5/04
G06F 17/15
G06T 7/194
G06T 7/254
G06T 7/246
G06F 16/2455
G06F 16/22
G06F 16/28
G06F 16/906
G06F 16/93
G06F 16/903
G06F 16/9038
G06F 16/9032
G06F 16/25
G06F 16/335
G06F 16/242
G06F 16/248
G06F 30/20
G06F 40/166
G06F 40/117
G06F 40/20
G06F 8/71
G06F 17/18
G06F 21/55
G06F 21/60
G06K 9/62
G06N 7/00
G06Q 10/04
G06T 11/00
H04L 9/40
H04L 67/306
H04L 67/00
H04N 21/234
H04N 21/81
G06N 5/00
G06N 5/02
G06V 10/70
G06V 10/98
G06V 30/194
G06V 30/196

Abstract:

Systems and methods for censoring text-based data are provided. In some embodiments a censoring system may include at least one processor and at least one non-transitory memory storing application programming interface instructions. The censoring system may be configured to perform operations comprising storing a target pattern type and a computer-based model for identifying a target data pattern corresponding to a target pattern type within text based data. The censoring system may also be configured to receive text-based data by a server, and to retrieve the stored target pattern type to be censored in the text-based data. The censoring system may be configured to identify within the received text-based data, a target data pattern corresponding to the retrieved target pattern type. The censoring system may be configured to censor target characters within the identified target data pattern, and transmit the censored text-based data to a receiving party.

US Patent:

20220300813, Sep 22, 2022

Filed:

Jun 10, 2022

Appl. No.:

17/806382

Inventors:

- McLean VA, US
Jeremy GOODSITT - Champaign IL, US
Fardin ABDI TAGHI ABAD - Seattle WA, US
Austin WALTERS - Savoy IL, US
Mark WATSON - Urbana IL, US
Anh TRUONG - Champaign IL, US
Vincent PHAM - Champaign IL, US

Assignee:

Capital One Services, LLC - McLean VA

International Classification:

G06N 3/08
G06F 16/28
G06N 3/04

Abstract:

Disclosed are systems and methods for training and executing a neural network for collaborative monitoring of resource usage metrics. For example, a method may include receiving user data sets, grouping the user data sets into one or more clusters of user data sets, grouping each of the one or more clusters into a plurality of subclusters, for each of the plurality of subclusters, training the neural network to associate the subcluster with one or more sequential patterns found within the subcluster, grouping the plurality of user data sets into a plurality of teams, receiving a first series of transactions of a first user, inputting the first series of transactions into the trained neural network, classifying, using the trained neural network, the first user into a subcluster among the plurality of subclusters, generating a metric associated with the first series of transactions, generating a recommendation to the first user.

US Patent:

20220303266, Sep 22, 2022

Filed:

Jun 6, 2022

Appl. No.:

17/805512

Inventors:

- McLean VA, US
Austin WALTERS - Savoy IL, US
Fardin Abdi Taghi ABAD - Champaign IL, US
Mark WATSON - Urbana IL, US
Anh TRUONG - Champaign IL, US
Vincent PHAM - Champaign IL, US
Reza FARIVAR - Champaign IL, US

International Classification:

H04L 9/40
H04M 3/51
H04L 9/06
H04L 9/32

Abstract:

A device detects a communication involving a user associated with an account and a service representative, and sends, to a user device associated with the account, an authentication notification that causes the user device to display an authentication field for the user. The device sends, to a service representative device associated with the service representative, a message that indicates that the service representative is to request, via the communication, the user to enter personal information associated with the user into the authentication field, where the user device is configured to generate a first authentication code based on a user input received from the user device in the authentication field. The device generates a second authentication code based on personal information associated with the account from a data structure, receives the first authentication code, and performs an action based on the first authentication code and the second authentication code.

US Patent:

20220269736, Aug 25, 2022

Filed:

May 11, 2022

Appl. No.:

17/741756

Inventors:

- McLean VA, US
Jeremy Goodsitt - Champaign IL, US
Vincent Pham - Seattle WA, US
Mark Watson - Urbana IL, US
Fardin Abdi Taghi Abad - Champaign IL, US
Reza Farivar - Champaign IL, US
Anh Truong - Champaign IL, US
Kenneth Taylor - Marrero IL, US

International Classification:

G06F 16/951
G06N 3/08
G06F 11/34
G06N 20/00

Abstract:

A computer-implemented method includes tracking, by a computing device, user browsing activity of a first page having known elements; mapping, by the computing device, the user browsing activity to the known elements; storing, by the computing device, mapping information that maps the user browsing activity to the known elements; tracking, by the computing device, user browsing activity of a second page having unknown elements; identifying, by the computing device, the unknown elements based on the mapping information and the user browsing activity of the second page; and executing, by the computing device, one or more computer-based instructions based on the determining the unknown elements that were identified.

US Patent:

20230032629, Feb 2, 2023

Filed:

Oct 11, 2022

Appl. No.:

17/963257

Inventors:

- McLean VA, US
Jeremy Goodsitt - Champaign IL, US
Mark Watson - Sedona AZ, US
Vincent Pham - Champaign IL, US
Galen Rafferty - Mahomet IL, US
Reza Farivar - Champaign IL, US
Anh Truong - Champaign IL, US

International Classification:

H04L 65/1083
G06F 40/279
H04L 51/04
H04L 67/50

Abstract:

System, apparatus, and methods are described for monitoring communication sessions and determining to merge two or more of the communication sessions sharing a common ground into a common communication session. A common communication channel may be determined for the common communication session. The two or more communication sessions may be merged to generate the common communication session using the common communication channel.