Marwan Monir Afana

US Patent:

8589236, Nov 19, 2013

Filed:

Oct 18, 2010

Appl. No.:

12/906989

Inventors:

Marwan Monir Afana - Allen TX, US

Assignee:

Faber Financial, LLC - Encinitas CA

International Classification:

G06Q 20/00
G06Q 40/00

US Classification:

705 16, 705 39

Abstract:

A mobile device is used to initiate and execute a transaction between a customer and a merchant. A mobile device is used to initiate a point of sale transaction, wherein a merchant ID is sent to a payment processing server. Responsive to receiving a communication from the mobile device, the payment processing server requests transaction information from the merchant, wherein the merchant is identified based on the provided merchant ID. The merchant can provide transaction information such as the total sale amount to the payment processing server. The payment processing server can authenticate the customer and initiate a purchase transaction with the appropriate financial institutions associated with the customer and the merchant. The payment processing server can send a confirmation of the executed transaction to the merchant and the mobile device.

US Patent:

20020064261, May 30, 2002

Filed:

Nov 30, 2000

Appl. No.:

09/750619

Inventors:

Marwan Afana - Garland TX, US

International Classification:

H04M015/00
H04M017/00

US Classification:

379/114200, 379/114010, 379/114170, 379/144010

Abstract:

A system, and methods for billing clients of services providers are presented. Calls to the services providers are received at a prepaid calling center where the clients are prompted to provide an identification number. The identification number is then used to retrieve a record from a database which includes the client's debit account information as well as a menu of services available from a services provider, and the services provider's telephone number. After retrieving the foregoing information, the prepaid calling center completes a telephone call between the client and the services provider. The prepaid calling centers then debits the prepaid account at a prescribed billing rate until the telephone call is terminated.

US Patent:

20140074634, Mar 13, 2014

Filed:

Nov 18, 2013

Appl. No.:

14/082425

Inventors:

Marwan Monir Afana - Allen TX, US

Assignee:

Faber Financial, LLC - Solana Beach CA

International Classification:

G06Q 20/32

US Classification:

705 16, 705 39, 705 44

Abstract:

A mobile device is used to initiate and execute a transaction between a customer and a merchant. A mobile device is used to initiate a point of sale transaction, wherein a merchant ID is sent to a payment processing server. Responsive to receiving a communication from the mobile device, the payment processing server requests transaction information from the merchant, wherein the merchant is identified based on the provided merchant ID. The merchant can provide transaction information such as the total sale amount to the payment processing server. The payment processing server can authenticate the customer and initiate a purchase transaction with the appropriate financial institutions associated with the customer and the merchant. The payment processing server can send a confirmation of the executed transaction to the merchant and the mobile device.

US Patent:

20210374712, Dec 2, 2021

Filed:

Aug 13, 2021

Appl. No.:

17/402314

Inventors:

- Solana Beach CA, US
Marwan Monir Afana - Allen TX, US

International Classification:

G06Q 20/32
G06Q 20/20
G06Q 20/40
G06Q 30/00
G06Q 40/00

Abstract:

A mobile device is used to initiate and execute a transaction between a customer and a merchant. A mobile device is used to initiate a point of sale transaction, wherein a merchant ID is sent to a payment processing server. Responsive to receiving a communication from the mobile device, the payment processing server requests transaction information from the merchant, wherein the merchant is identified based on the provided merchant ID. The merchant can provide transaction information such as the total sale amount to the payment processing server. The payment processing server can authenticate the customer and initiate a purchase transaction with the appropriate financial institutions associated with the customer and the merchant. The payment processing server can send a confirmation of the executed transaction to the merchant and the mobile device.

US Patent:

20200387885, Dec 10, 2020

Filed:

Dec 11, 2019

Appl. No.:

16/711408

Inventors:

- Solana Beach CA, US
Marwan Monir Afana - Allen TX, US

International Classification:

G06Q 20/32
G06Q 40/00
G06Q 30/00
G06Q 20/40
G06Q 20/20

Abstract:

A mobile device is used to initiate and execute a transaction between a customer and a merchant. A mobile device is used to initiate a point of sale transaction, wherein a merchant ID is sent to a payment processing server. Responsive to receiving a communication from the mobile device, the payment processing server requests transaction information from the merchant, wherein the merchant is identified based on the provided merchant ID. The merchant can provide transaction information such as the total sale amount to the payment processing server. The payment processing server can authenticate the customer and initiate a purchase transaction with the appropriate financial institutions associated with the customer and the merchant. The payment processing server can send a confirmation of the executed transaction to the merchant and the mobile device.

Address:

1817 Lk Whitney Ln, Allen, TX 75002

VIN:

1B3LC46K08N161291

Make:

DODGE

Model:

AVENGER

Year:

2008