Mary P Reilly

US Patent:

20050035192, Feb 17, 2005

Filed:

May 28, 2004

Appl. No.:

10/709815

Inventors:

David Bonalle - New York NY, US
Aliza Freud - New York NY, US
Jason Nanton - New York NY, US
Mary Reilly - New York NY, US
Ray Sharp - New York NY, US

Assignee:

AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC. - New York NY

International Classification:

G06F017/60
G06K005/00

US Classification:

235379000, 235380000

Abstract:

A system and method for providing a multiple-service card is disclosed. A card member is provided with a single card that serves as both an open transaction instrument and a private retailer transaction instrument. This multiple-service card may have the traditional credit card data on one side of the card, including, for example, the account number, name of the account holder, and the expiration date. The other side of the card may include a magnetic stripe that contains the account information in machine readable form as well as private retailer transaction instrument information. In the system, the primary party and the service partner participants cooperate to complete the processes associated with the provision of the combined card services, including a new account process, card replacement and renewal processes, a service partner cancellation process, and a process for cancellation and/or transfer by a primary party.