Michael Gregory Allio

US Patent:

20100106578, Apr 29, 2010

Filed:

Oct 27, 2009

Appl. No.:

12/606492

Inventors:

Michael Gregory Allio - Danville CA, US
Matthew Ho - San Francisco CA, US

International Classification:

G06Q 30/00
G06Q 40/00

US Classification:

705 1415

Abstract:

A system for providing an offer from multiple sources to a user promoting a reward upon satisfying conditions of the offer. The system electronically receives data indicating that a user has selected an offer to receive a reward from an issuer of stock or an intermediary based on stock ownership. Upon identifying the conditions of the offer, the system determines whether the conditions of the offer are satisfied using stock ownership and/or purchase data associated with the user stored in a shareholder database that aggregates ownership information from multiple sources. The stock purchase data stored in the shareholder database represents stock ownership records that are based on multiple sources including among others: purchases made by the user via one or more investment accounts, gifts or grants of stock or convertible instruments, and stock purchased by the user directly from an issuer of stock or on the open-market through the system. When the conditions of the offer are satisfied based on the stock purchase data stored in the shareholder database, the system determines the reward associated with the offer and delivers the reward to the user.