Michael Lee Bartholomew

US Patent:

6869120, Mar 22, 2005

Filed:

Aug 29, 2003

Appl. No.:

10/651464

Inventors:

Michael Bartholomew - Charlotte NC, US
Pavel Matousek - Charlotte NC, US

International Classification:

B60R007/06

US Classification:

296 3712, 224274

Abstract:

A dash box is provided in a recreation vehicle including an occupant area, a cowl extending forward of the occupant area, and first and second spaced-apart front support posts extending upwardly from the cowl. The dash box includes a housing adapted for mounting between the first and second support posts of the vehicle. The housing includes joined walls which define a plurality of divided compartments for holding and storing items. The compartments are readily accessed by an occupant seated in the occupant area of the vehicle. A cowl-engaging stabilizing base carries the housing, and has a generally wedge-shaped portion adapted to fit within a space between the first and second support posts and a rear edge of the cowl.

US Patent:

7702575, Apr 20, 2010

Filed:

Feb 13, 2004

Appl. No.:

10/779167

Inventors:

Scott Lofton - Jacksonville FL, US
Michael R. Bartholomew - Charlotte NC, US
David R. King - Jacksonville FL, US
David Breitenstein - Jacksonville FL, US
Scott Ausum - Jacksonville FL, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 40/00

US Classification:

705 38

Abstract:

In an embodiment, integrated access to the collections and recovery process, including, for example, real estate loan-related aspects, is provided through a single GUI (graphical user interface) on a single workstation. Data and functions from incompatible legacy systems supported by different parties are integrated, such that collections and recovery representatives can access the systems, including mortgage servicing systems, through a single browser-based GUI that may be provided on a desktop access device. Additions and deletions of prior systems and functions may be facilitated through API's, pre-processors, and other functionality. An automated decision engine also may be utilized. Disclosed embodiments may be useful for the financial industry, including banking institutions and other lenders, as well as for entities that interact with the financial industry.

US Patent:

20080306848, Dec 11, 2008

Filed:

Jun 5, 2007

Appl. No.:

11/758298

Inventors:

Michael Ralph Bartholomew - Charlotte NC, US
William Craig Etheredge - Ponte Vedra Beach FL, US
Karen Pendleton - Charlotte NC, US
Steffanie R. Gaus - Jacksonville FL, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

G06Q 40/00

US Classification:

705 35

Abstract:

A method and system is disclosed for a financial institution to offer one or more financial products or services to a customer. Upon receiving a triggering event, such as a customer transaction, at least one of an internal and external database concerning is queried, and an algorithmic determination of an optimum selection of financial products to be offered to the customer is executed. The initiated financial transaction may be executed simultaneously with the determination of an optimum selection of financial products. The optimum selection of financial products and services may be offered by the financial institution employee who is also processing the customer transaction.

US Patent:

20130275176, Oct 17, 2013

Filed:

Apr 16, 2012

Appl. No.:

13/447664

Inventors:

Diane M. Brown - Mesa AZ, US
Betsy S. Deupree - Charlotte NC, US
Michael Bartholomew - Charlotte NC, US
Richard Mattingly - Charlotte NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 10/00

US Classification:

705 728

Abstract:

According to one embodiment of the present invention, risk associated with a supplier of an organization may be assessed. A supplier associated with an organization is identified for risk assessment. The risk assessment comprises a plurality of questions where each question has a priority level. A plurality of selections for the supplier associated with the plurality of questions is determined. A respective selection of the plurality of selections is associated with a respective question of the plurality of questions. A plurality of values associated with the plurality of selections is determined. A respective value of the plurality of values is associated with a respective selection of the plurality of selections. Using a processor, a risk score for the supplier is calculated according to the plurality of values and the priority level of each of the plurality of questions.