Michael B Chapman

US Patent:

8229806, Jul 24, 2012

Filed:

May 12, 2008

Appl. No.:

12/152074

Inventors:

Michael Aaron Chapman - Chicago IL, US
Hyun Jin Ko - Evanston IL, US
Rodney Hal Monson - Waukegan IL, US
Mark Alexander Jones - Evanston IL, US
Bryan L. Mackrell - Pittsburgh PA, US
Michael S. Ley - Moon Township PA, US
Thomas S. Kunz - Pittsburgh PA, US

Assignee:

The PNC Financial Services Group, Inc. - Pittsburgh PA

International Classification:

G06Q 40/00

US Classification:

705 30, 705 35

Abstract:

Computer implemented methods of tracking customer spending and income are provided. The methods may comprise aggregating spending transactions by estimating income to a customer during a first time period. The methods may also comprise displaying a user interface to the customer. The user interface may comprise a first bar indicating customer income and a second bar indicating customer spending.

US Patent:

8401938, Mar 19, 2013

Filed:

May 12, 2008

Appl. No.:

12/152073

Inventors:

Michael Aaron Chapman - Chicago IL, US
Hyun Jin Ko - Evanston IL, US
Rodney Hal Monson - Waukegan IL, US
Mark Alexander Jones - Evanston IL, US
Bryan L. Mackrell - Pittsburgh PA, US
Michael Ley - Moon Township PA, US

Assignee:

The PNC Financial Services Group, Inc. - Pittsburgh PA

International Classification:

G07F 19/00
H04M 15/00

US Classification:

705 34

Abstract:

Computer-implemented methods for requesting a transfer of funds between a first party a second party: the methods may comprise receiving from the first party an instruction to initiate a transfer request and an electronic copy of a bill associated with the transfer request. The methods may also comprise receiving from the first party a text message associated with the transfer request and an indication of at least a second party who is a recipient of the transfer request. In addition, the methods may comprise posting the transfer request to an account of the second party. The transfer request may comprise the electronic copy of the bill associated with the transfer request, and the text message associated with the transfer request.

US Patent:

8423440, Apr 16, 2013

Filed:

Feb 2, 2009

Appl. No.:

12/363921

Inventors:

Bryan L. Mackrell - Pittsburgh PA, US
Michael Ley - Moon Township PA, US
Peter Ehling - Chicago IL, US
Michael Aaron Chapman - Chicago IL, US
Mark Alexander Jones - Evanston IL, US
Rodney Hal Monson - Waukegan IL, US

Assignee:

The PNC Financial Services Group, Inc. - Pittsburgh PA

International Classification:

G06Q 40/00

US Classification:

705 35

Abstract:

A computer assisted method for facilitating transfers between financial accounts. The method includes accepting a funds transfer request via the selection of an icon, by a user, wherein the icon represents a designated transfer of a predetermined amount of funds between a funding account and at least one receiving account. The method further includes transferring the amount of funds from the funding account to the at least one receiving account.

US Patent:

8423452, Apr 16, 2013

Filed:

Feb 9, 2009

Appl. No.:

12/367605

Inventors:

Michael S. Ley - Moon Township PA, US
Bryan L. Mackrell - Cranberry Township PA, US
Thomas E. Kunz - Pittsburgh PA, US
Rodney H. Monson - Waukegan IL, US
Hyun J. Ko - Evanston IL, US
Michael A. Chapman - Chicago IL, US
Mark A. Jones - Evanston IL, US

Assignee:

The PNC Financial Services Group, Inc. - Pittsburgh PA

International Classification:

G06Q 40/00

US Classification:

705 38, 705 35

Abstract:

A computer-assisted method for alerting a user of a potential negative balance condition in a financial account. The method includes estimating a future account balance of the financial account and determining whether the future account balance will be a negative value. The method also includes generating for display, in a graphical format, an alert to the user that signifies when the future account balance is the negative value.

US Patent:

20090204538, Aug 13, 2009

Filed:

Feb 6, 2009

Appl. No.:

12/366711

Inventors:

Michael Scott Ley - Moon Township PA, US
Christine Johns - Allison Park PA, US
Christopher Michael Bajgier - Allison Park PA, US
David Wisely Vondle - Chicago IL, US
Dario Francesco Buzzini - Milano, IT
Michael Aaron Chapman - Chicago IL, US
Mark Alexander Jones - Evanston IL, US
Rodney Hal Monson - Waukegan IL, US

Assignee:

The PNC Financial Services Group, Inc. - Pittsburgh PA

International Classification:

G06Q 40/00
G06F 3/048
G06Q 20/00

US Classification:

705 40, 715833, 705 39

Abstract:

A graphical user interface including a controller for redistributing funds between a first account and a second account. The controller includes a slidable element positionable over a fixed background element to define a first segment and a second segment of the background element. A length of the first segment is representative of a balance of the first account, and a length of the second segment is representative of a balance of the second account.

US Patent:

43974384, Aug 9, 1983

Filed:

Jan 19, 1981

Appl. No.:

6/226303

Inventors:

Michael C. Chapman - Rolling Meadows IL

Assignee:

Illinois Tool Works Inc. - Chicago IL

International Classification:

F24H 906

US Classification:

248229

Abstract:

A clip type fastener for attachment to a mounting or supporting element, as the handle of a toolbox or toolbox drawer, for wedgingly receiving an article, as a key for the toolbox lock, in accessible position to insert or remove the same relative to a mounting recess in the fastener body portion from which spaced legs extend in directions for selectively and resiliently gripping mounting or support elements, as handles, of different cross-sectional configurations; outer legs being adapted for snap engagement and mounting on the web portion of a formed angle or beam type, as a T-angle, mounting element or handle with an intermediate leg acting as a strut against the web portion for properly positioning the fastener thereon; and with an outer leg and an intermediate leg adapted for snap engagement and mounting on a handle or other supporting element of generally uniform cross-section, as an extruded aluminum element, for properly positioning the fastener thereon.

US Patent:

44183330, Nov 29, 1983

Filed:

Jun 8, 1981

Appl. No.:

6/271244

Inventors:

Richard J. Schwarzbach - Naperville IL
Manley S. Keeler - Naperville IL
Randy J. Cavaiani - Hanover Park IL
Michael K. Chapman - Sycamore IL

Assignee:

Pittway Corporation - Aurora IL

International Classification:

H04Q 900
G06F 1520
H04B 354

US Classification:

340310A

Abstract:

An appliance control system includes a central control unit and a plurality of slave units each including a user-programmable microprocessor and respectively plugged into outlet sockets of a power main in a building, appliances being respectively coupled to the slave units. The system permits manual or automatic transmission of command signals and status request signals from the central control unit to individually addressed slave units, and transmission of status signals from the slave units to the central control unit. Certain slave units include lamp dimmers which can be operated either remotely from the central control unit or locally at the slave unit, the microprocessors of these slave units being programmable to remember a predetermined brightness level, so that the lamp can be remotely turned on to that predetermined level. Means are provided for turning the appliance off at the remote appliance site while maintaining the appliance under the control of the central control unit. Means are also provided for reviewing and testing a pre-programmed schedule of command instructions.