Michael D Duke

US Patent:

20030041019, Feb 27, 2003

Filed:

Jan 9, 2002

Appl. No.:

10/043676

Inventors:

James Vagim - Atadena CA, US
Michael Duke - Los Angeles CA, US
Kenton Hagan - Marina del Rey CA, US
Bruce Newmark - West Covina CA, US

International Classification:

G06F017/60

US Classification:

705/038000

Abstract:

A method for deal structuring by a dealer, using a network based system including a server system coupled to a centralized database and at least one client system is disclosed. The method comprises receiving a loan application from a buyer regarding the deal, running a credit report based on the loan application, analyzing and scoring the credit report to evaluate the buyer's creditworthiness in relationship to the deal, and structuring the deal based on the buyer's creditworthiness. In an exemplary embodiment, the method provides guidance to the dealer utilizing a cartoon character based on pre-determined credit criteria to adjust various parameters to successfully structure the deal.

US Patent:

20070255649, Nov 1, 2007

Filed:

May 11, 2007

Appl. No.:

11/801941

Inventors:

James Vagim - Altadena CA, US
Michael Duke - Los Angeles CA, US
Kenton Hagan - Marina del Rey CA, US
Bruce Newmark - West Covina CA, US

International Classification:

G06Q 40/00

US Classification:

705038000

Abstract:

A method for deal structuring by a dealer, using a network based system including a server system coupled to a centralized database and at least one client system is disclosed. The method comprises receiving a loan application from a buyer regarding the deal, running a credit report based on the loan application, analyzing and scoring the credit report to evaluate the buyer's creditworthiness in relationship to the deal, and structuring the deal based on the buyer's creditworthiness. In an exemplary embodiment, the method provides guidance to the dealer utilizing a cartoon character based on predetermined credit criteria to adjust various parameters to successfully structure the deal.

US Patent:

20070276749, Nov 29, 2007

Filed:

Jan 13, 2006

Appl. No.:

11/332616

Inventors:

James Vagim - Altadena CA, US
Michael Duke - Los Angeles CA, US
Kenton Hagan - Marina del Rey CA, US
Bruce Newmark - West Covina CA, US

International Classification:

G06Q 40/00

US Classification:

705038000

Abstract:

A method for deal structuring by a dealer, using a network based system including a server system coupled to a centralized database and at least one client system is disclosed. The method comprises receiving a loan application from a buyer regarding the deal, running a credit report based on the loan application, analyzing and scoring the credit report to evaluate the buyer's creditworthiness in relationship to the deal, and structuring the deal based on the buyer's creditworthiness. In an exemplary embodiment, the method provides guidance to the dealer utilizing a cartoon character based on pre-determined credit criteria to adjust various parameters to successfully structure the deal.

US Patent:

20080071676, Mar 20, 2008

Filed:

Jul 6, 2007

Appl. No.:

11/825329

Inventors:

James Vagim - Altadena CA, US
Michael Duke - Los Angeles CA, US
Kenton Hagan - Marina del Rey CA, US
Bruce Newmark - West Covina CA, US

International Classification:

G06Q 40/00

US Classification:

705038000, 705035000

Abstract:

A method for deal structuring by a dealer, using a network based system including a server system coupled to a centralized database and at least one client system is disclosed. The method comprises receiving a loan application from a buyer regarding the deal, running a credit report based on the loan application, analyzing and scoring the credit report to evaluate the buyer's creditworthiness in relationship to the deal, and structuring the deal based on the buyer's creditworthiness. In an exemplary embodiment, the method provides guidance to the dealer utilizing a cartoon character based on pre-determined credit criteria to adjust various parameters to successfully structure the deal.

US Patent:

20160042450, Feb 11, 2016

Filed:

Jun 9, 2015

Appl. No.:

14/734260

Inventors:

- Los Angeles CA, US
Michael Duke - Los Angeles CA, US
Kenton D. Hagan - Marina del Rey CA, US
Bruce E. Newmark - West Covina CA, US

International Classification:

G06Q 40/02

Abstract:

A method for deal structuring by a dealer, using a network based system including a server system coupled to a centralized database and at least one client system is disclosed. The method comprises receiving a loan application from a buyer regarding the deal, running a credit report based on the loan application, analyzing and scoring the credit report to evaluate the buyer's creditworthiness in relationship to the deal, and structuring the deal based on the buyer's creditworthiness. In an exemplary embodiment, the method provides guidance to the dealer utilizing a cartoon character based on pre-determined credit criteria to adjust various parameters to successfully structure the deal.