Michael S Napier

US Patent:

20150161583, Jun 11, 2015

Filed:

Dec 10, 2014

Appl. No.:

14/566122

Inventors:

- Wayne PA, US
Rafael ROSATO - Berwyn PA, US
Michael NAPIER - Collegeville PA, US
Joshua HARRISON - Alpharetta GA, US
Heather WILSON - Suwanee GA, US
Tim GALLAGHER - Lansdale PA, US

Assignee:

De Lage Landen Financial Services - Wayne PA

International Classification:

G06Q 20/22
G06Q 10/10
G06Q 40/00

Abstract:

A method for managing a financing or lease of a product and/or service, the method executing on a computing device, the method including: receiving a price of the product to be financed or leased; receiving an amount of the price of the product to be financed; selecting a rate card; determining a current finance rate based upon the rate card that is selected; selecting a purchase option for the product and/or service; selecting a contract term of the financing or lease related to the purchase or lease the product and/or service; determining a payment amount for the product based on the inputted price of the product to be financed or leased, the amount of the price of the product to be financed, the current finance rate, the purchase option selected, and the term of the financing or lease selected; and displaying the payment amount that is determined.