Michael L Rowen

US Patent:

20010029496, Oct 11, 2001

Filed:

Feb 23, 2001

Appl. No.:

09/790488

Inventors:

Ray Otto - san Franisco CA, US
Martin Murrell - Washington DC, US
Stephen Mugford - Wellesley MA, US
Michael Rowen - Oakton VA, US
Steven Pearlman - Washington DC, US

International Classification:

G06F017/60

US Classification:

705/074000

Abstract:

The present invention relates generally to methods and apparatus for providing anonymous financial transactions. A user can apply for an anonymous financial account through a financial organization. The user is approved, an anonymous account is established and the user is notified. Once the anonymous account and associated card (if needed) is activated, the user can make anonymous purchases and have goods delivered anonymously, wherein the merchant does not know the user's real identity or address.