- CENTRAL, CN Nicholas Gardner - Los Angeles CA, US Armando Villarreal - Los Angeles CA, US
Assignee:
HCT GROUP HOLDINGS LIMITED - CENTRAL
International Classification:
A45D 40/26 A45D 34/04
Abstract:
Cosmetics packaging and applicators including a gel based tip are described. Gel applicators may or may not be provided with a through-hole. In various embodiments, the gel may be a stand-alone gel or may be encapsulated in a membrane. The gel applicator provides a soft feel and may have cooling effect as well. In some embodiments, the applicator is mounted to a platform or a hollow insert and coupled to a container housing the cosmetics product.
- Central, HK Nicholas Gardner - Los Angeles CA, US Armando Villarreal - Los Angeles CA, US
International Classification:
A45D 40/26 A45D 34/04
Abstract:
Cosmetics packaging and applicators including a gel based tip are described. Gel applicators may or may not be provided with a through-hole. In various embodiments, the gel may be a stand-alone gel or may be encapsulated in a membrane. The gel applicator provides a soft feel and may have cooling effect as well. In some embodiments, the applicator is mounted to a platform or a hollow insert and coupled to a container housing the cosmetics product.
Jpmorgan Chase & Co. Apr 2010 - May 2011
Licensed Personal Banker
The Financial Team, Inc. Apr 2010 - May 2011
Certified Financial Plannerã  à   Risk Management à   Tax Planning à   Asset Protection à   Erisa à   401K
Bmo Harris Bank Jan 2008 - Feb 2010
Personal Banker
Education:
San Diego State University 2011 - 2015
Masters
San Diego State University 2011 - 2013
University of Wisconsin - Milwaukee 1997 - 2003
Bachelors, Bachelor of Science, Economics
Skills:
Retirement Planning 401K Investments Retirement Financial Planning Strategic Financial Planning Wealth Profit Sharing Risk Management Wealth Management Estate Planning Portfolio Management Asset Protection Mutual Funds Financial Advisory Finance Investment Portfolio Modern Portfolio Theory Investment Advisory Services Small Business Financial Planners Management Behavioral Finance Personal Finance Customer Service
University of New Haven - Criminal Justice - Law Enforcement Management, Old Saybrook Senior High, Rochester Institute of Technology - Computer Science
Tagline:
Pondering Life is a Hobby
Nicholas Gardner
Work:
PricewaterhouseCoopers - Sr Associate (5)
Education:
University of Alabama - Management Information Systems