Nicholas T Thomas

US Patent:

20020091571, Jul 11, 2002

Filed:

Nov 9, 2001

Appl. No.:

10/035875

Inventors:

Nicholas Thomas - Orem UT, US
Steven Smith - Holladay UT, US

International Classification:

G06F017/60

US Classification:

705/014000, 705/016000, 705/026000

Abstract:

Methods and systems for electronic coupon issuance transmission and management. Wireless vendor devices and wireless purchaser devices transmit electronic coupons at a point of sale for coupon redemption. Further processing of the electronic coupon information may be performed with the purchaser device or with a secondary computing device after subsequent coupon transmission to that secondary device. The electronic coupons may incorporate a numerous variety of discount types as well as include various information such as purchaser profiles and coupon use histories. The electronic coupons may either be stored locally on the purchaser device or be a reference location on a network for the merchant to get coupon information from. The electronic coupons are also designed to allow the individual purchaser to automatically organize his or her coupons. Some electronic coupons can additionally be set to automatically delete upon expiration.

US Patent:

20080208610, Aug 28, 2008

Filed:

Feb 28, 2008

Appl. No.:

12/039481

Inventors:

Nicholas Arthur Thomas - Orem UT, US
Tyler Kevin Park - Sandy UT, US

International Classification:

G06Q 10/00

US Classification:

705 1

Abstract:

Systems and methods for detecting, reporting and repairing of damaged scripts used to obtain financial account information from financial institutions are described, along with systems and methods for improved communications to users of financial software of the status of repair efforts. The systems and methods provide for improved speed in repairing script errors. In some embodiments, the script errors may be detected and repaired before a user even notices and/or reports the script error. In addition, the systems and methods provide for automatic detection and prioritization of script errors in conjunction with enhanced response times to script errors reported by users of financial software. Benefits are provided to the user experience, as well as to the efficiency of and resources required of service providers to repair broken scripts.

US Patent:

20210326979, Oct 21, 2021

Filed:

Jun 30, 2021

Appl. No.:

17/363649

Inventors:

- Murray UT, US
Nicholas A. Thomas - Orem UT, US

Assignee:

Finicity Corporation - Murray UT

International Classification:

G06Q 40/02
G06Q 20/10

Abstract:

Systems and methods are presented for quickly obtaining a mortgage payoff report.