Paul B Bush

US Patent:

7797214, Sep 14, 2010

Filed:

Aug 8, 2005

Appl. No.:

10/571969

Inventors:

Jonathan D. Rosen - Atlanta GA, US
Robert E. DeWitt - Duluth GA, US
David E. Metzger - Atlanta GA, US
Paul A. Bush - Lawrenceville GA, US

Assignee:

Entaire Global Intellectual Property, Inc. - Duluth GA

International Classification:

G06Q 40/00

US Classification:

705 36R

Abstract:

A computer system for monitoring and enhancing the collateral security underlying a set of loans is provided, including a system for calculating the unsecured value of the set at any time and for initialing additional collateral enhancement instruments when the unsecured value exceeds a certain limit. The system may include a variety of modules in communication with a relational database for storing data about the loans and system elements. The computer system may also be configured to allocate, manage, and execute the waterfall or cascade of funds between and among the various participants in a financial plan. The invention also includes a structured finance plan and related methods for enhancing the collateral security of a loan obtained for a life insurance or annuity product, and a system and method for managing a portfolio of such loans in order to obtain favorable financing and to facilitate securitization.

US Patent:

7797217, Sep 14, 2010

Filed:

Nov 28, 2006

Appl. No.:

11/564128

Inventors:

Jonathan D. Rosen - Atlanta GA, US
Robert E. DeWitt - Duluth GA, US
David E. Metzger - Atlanta GA, US
Paul A. Bush - Lawrenceville GA, US

Assignee:

Entaire Global Intellectual Property, Inc. - Duluth GA

International Classification:

G06Q 40/00

US Classification:

705 36R

Abstract:

A computer system for monitoring and enhancing the collateral security underlying a set of loans is provided, including a system for calculating the unsecured value of the set at any time and for initiating additional collateral enhancement instruments when the unsecured value exceeds a certain limit. The system may include a variety of modules in communication with a relational database for storing data about the loans and system elements. The computer system may also be configured to allocate, manage, and execute the waterfall or cascade of funds between and among the various participants in a financial plan. The invention also includes a structured finance plan and related methods for enhancing the collateral security of a loan obtained for a life insurance or annuity product, and a system and method for managing a portfolio of such loans in order to obtain favorable financing and to facilitate securitization.

US Patent:

7797218, Sep 14, 2010

Filed:

Nov 28, 2006

Appl. No.:

11/564149

Inventors:

Jonathan D. Rosen - Atlanta GA, US
Robert E. DeWitt - Duluth GA, US
David E. Metzger - Atlanta GA, US
Paul A. Bush - Lawrenceville GA, US

Assignee:

Entaire Global Intellectual Property, Inc. - Duluth GA

International Classification:

G06Q 40/00

US Classification:

705 36R

Abstract:

A computer system for monitoring and enhancing the collateral security underlying a set of loans is provided, including a system for calculating the unsecured value of the set at any time and for initiating additional collateral enhancement instruments when the unsecured value exceeds a certain limit. The system may include a variety of modules in communication with a relational database for storing data about the loans and system elements. The computer system may also be configured to allocate, manage, and execute the waterfall or cascade of funds between and among the various participants in a financial plan. The invention also includes a structured finance plan and related methods for enhancing the collateral security of a loan obtained for a life insurance or annuity product, and a system and method for managing a portfolio of such loans in order to obtain favorable financing and to facilitate securitization.