Paul E Thomas

US Patent:

7792742, Sep 7, 2010

Filed:

Mar 31, 2004

Appl. No.:

10/813260

Inventors:

Paul A. Thomas - Ashburn VA, US
Clifford V. Rossi - Westlake Village CA, US
Robert J. Fishman - Olney MD, US
Martin M. Loketek - Reston VA, US

Assignee:

Federal Home Loan Mortgage Corporation - McLean VA

International Classification:

G06Q 40/00

US Classification:

705 38, 705 35

Abstract:

Embodiments consistent with the present invention provide a credit enhancement structure for risk allocation between parties that minimizes the regulatory capital reserve requirement impact to an institution subject to capital reserve requirement. A subject pool of assets held by the institution, such as a pool of loans, is rated to determine its risk levels. Based on the rated risk levels, a guarantor party agrees to be responsible for a portion of the risk associated with the pool of assets, which may define the maximum risk exposure of the institution holding the asset pool. The risk-rated capital reserve requirements are applied to the asset pool based on the risk level rating and the guarantor's agreed upon risk responsibility such that the institution holds a reduced amount of reserve capital compared to what it would otherwise be required to hold.

US Patent:

7987137, Jul 26, 2011

Filed:

Sep 3, 2010

Appl. No.:

12/875657

Inventors:

Paul A. Thomas - Ashburn VA, US
Clifford V. Rossi - Westlake Village CA, US
Robert J. Fishman - Olney MD, US
Martin M. Loketek - Reston VA, US

Assignee:

Federal Home Loan Mortgage Association - McLean VA

International Classification:

G06Q 40/00

US Classification:

705 38, 705 35, 705 36 R

Abstract:

Embodiments consistent with the present invention provide a credit enhancement structure for risk allocation between parties that minimizes the regulatory capital reserve requirement impact to an institution subject to capital reserve requirement. A subject pool of assets held by the institution, such as a pool of loans, is rated to determine its risk levels. Based on the rated risk levels, a guarantor party agrees to be responsible for a portion of the risk associated with the pool of assets, which may define the maximum risk exposure of the institution holding the asset pool. The risk-rated capital reserve requirements are applied to the asset pool based on the risk level rating and the guarantor's agreed upon risk responsibility such that the institution holds a reduced amount of reserve capital compared to what it would otherwise be required to hold.

US Patent:

8447688, May 21, 2013

Filed:

Jun 30, 2011

Appl. No.:

13/174302

Inventors:

Paul A. Thomas - Ashburn VA, US
Robert J. Fishman - Olney MD, US
Clifford V. Rossi - Westlake Village CA, US
Martin M. Loketek - Reston VA, US

Assignee:

Freddie Mac - McLean VA

International Classification:

G06Q 40/00

US Classification:

705 38, 705 35

Abstract:

Embodiments consistent with the present invention provide a credit enhancement structure for risk allocation between parties that minimizes the regulatory capital reserve requirement impact to an institution subject to capital reserve requirement. A subject pool of assets held by the institution, such as a pool of loans, is rated to determine its risk levels. Based on the rated risk levels, a guarantor party agrees to be responsible for a portion of the risk associated with the pool of assets, which may define the maximum risk exposure of the institution holding the asset pool. The risk-rated capital reserve requirements are applied to the asset pool based on the risk level rating and the guarantor's agreed upon risk responsibility such that the institution holds a reduced amount of reserve capital compared to what it would otherwise be required to hold.

US Patent:

7996304, Aug 9, 2011

Filed:

Sep 3, 2010

Appl. No.:

12/875692

Inventors:

Paul A. Thomas - Ashburn VA, US
Clifford V. Rossi - Westlake Village CA, US
Robert J. Fishman - Olney MD, US
Martin M. Loketek - Reston VA, US

Assignee:

Federal Home Loan Mortgage Corporation - McLean VA

International Classification:

G06Q 40/00

US Classification:

705 38, 705 36 R

Abstract:

Embodiments consistent with the present invention provide a credit enhancement structure for risk allocation between parties that minimizes the regulatory capital reserve requirement impact to an institution subject to capital reserve requirement. A subject pool of assets held by the institution, such as a pool of loans, is rated to determine its risk levels. Based on the rated risk levels, a guarantor party agrees to be responsible for a portion of the risk associated with the pool of assets, which may define the maximum risk exposure of the institution holding the asset pool. The risk-rated capital reserve requirements are applied to the asset pool based on the risk level rating and the guarantor's agreed upon risk responsibility such that the institution holds a reduced amount of reserve capital compared to what it would otherwise be required to hold.

US Patent:

20200310034, Oct 1, 2020

Filed:

Mar 30, 2020

Appl. No.:

16/834179

Inventors:

Mario J. Ciminelli - Rochester NY, US
Stefan Preble - Pittsford NY, US
Jeffrey Steidle - Geneseo NY, US
Paul Thomas - Pittsford NY, US

Assignee:

Rochester Institute of Technology - Rochester NY

International Classification:

G02B 6/26

Abstract:

A photonic chip including a trench at the periphery of the photonic chip forming a recessed rim, wherein the recessed rim includes at least one geometric feature separating a plurality of waveguide locations, the at least one geometric feature suitable to prevent adhesive flow between the plurality of waveguide locations and method for preventing adhesive flow from interfering with bonding of optical fibers to the photonic chip is disclosed. A photonic chip including at least one optical fiber groove which includes an entrance portion and a non-entrance portion, wherein the entrance portion includes a flared opening having a greater clearance than the non-entrance portion and method for attaching an optical fiber to the photonic chip minimizing damage to at least one of the optical fiber and the photonic chip is disclosed.

US Patent:

20200048311, Feb 13, 2020

Filed:

Oct 25, 2017

Appl. No.:

16/344772

Inventors:

- Bethesda MD, US
- Bellinzona, CH
Tongqing Zhou - Boyds MD, US
John Mascola - Rockville MD, US
Kai Xu - Bethesda MD, US
Yongping Yang - Potomac MD, US
Paul Thomas - Washington DC, US
Li Ou - Bethesda MD, US
Peter Kwong - Washington DC, US
Yaroslav Tsybovsky - Jefferson MD, US
Wing-Pui Kong - Germantown MD, US
Aliaksandr Druz - Germantown MD, US
Davide Corti - Bellinzona, CH
Antonio Lanzavecchia - Bellinzona, CH

Assignee:

The United States of America, as represented by the Secretary, Dept. of Health and Human Services - Bethesda MD
Institute for Research in Biomedicine - Bellinzona

International Classification:

C07K 14/005
C12N 7/00
A61K 39/155
A61P 31/14

Abstract:

Embodiments of a recombinant human Parainfluenza Virus (hPIV) F ectodomain trimer stabilized in a prefusion conformation are provided. Also disclosed are nucleic acids encoding the hPIV F ectodomain trimer and methods of producing the hPIV F ectodomain trimer. Methods for inducing an immune response in a subject are also disclosed. In some embodiments, the method can be a method for treating or inhibiting a hPIV infection in a subject by administering a effective amount of the recombinant hPIV F ectodomain trimer to the subject.