Paul E Thomas

Address:

46850 Redfox Ct, Sterling, VA 20165

VIN:

JTEBU17R470115343

Make:

TOYOTA

Model:

4RUNNER

Year:

2007

US Patent:

7792742, Sep 7, 2010

Filed:

Mar 31, 2004

Appl. No.:

10/813260

Inventors:

Paul A. Thomas - Ashburn VA, US
Clifford V. Rossi - Westlake Village CA, US
Robert J. Fishman - Olney MD, US
Martin M. Loketek - Reston VA, US

Assignee:

Federal Home Loan Mortgage Corporation - McLean VA

International Classification:

G06Q 40/00

US Classification:

705 38, 705 35

Abstract:

Embodiments consistent with the present invention provide a credit enhancement structure for risk allocation between parties that minimizes the regulatory capital reserve requirement impact to an institution subject to capital reserve requirement. A subject pool of assets held by the institution, such as a pool of loans, is rated to determine its risk levels. Based on the rated risk levels, a guarantor party agrees to be responsible for a portion of the risk associated with the pool of assets, which may define the maximum risk exposure of the institution holding the asset pool. The risk-rated capital reserve requirements are applied to the asset pool based on the risk level rating and the guarantor's agreed upon risk responsibility such that the institution holds a reduced amount of reserve capital compared to what it would otherwise be required to hold.

US Patent:

7987137, Jul 26, 2011

Filed:

Sep 3, 2010

Appl. No.:

12/875657

Inventors:

Paul A. Thomas - Ashburn VA, US
Clifford V. Rossi - Westlake Village CA, US
Robert J. Fishman - Olney MD, US
Martin M. Loketek - Reston VA, US

Assignee:

Federal Home Loan Mortgage Association - McLean VA

International Classification:

G06Q 40/00

US Classification:

705 38, 705 35, 705 36 R

Abstract:

Embodiments consistent with the present invention provide a credit enhancement structure for risk allocation between parties that minimizes the regulatory capital reserve requirement impact to an institution subject to capital reserve requirement. A subject pool of assets held by the institution, such as a pool of loans, is rated to determine its risk levels. Based on the rated risk levels, a guarantor party agrees to be responsible for a portion of the risk associated with the pool of assets, which may define the maximum risk exposure of the institution holding the asset pool. The risk-rated capital reserve requirements are applied to the asset pool based on the risk level rating and the guarantor's agreed upon risk responsibility such that the institution holds a reduced amount of reserve capital compared to what it would otherwise be required to hold.

US Patent:

8447688, May 21, 2013

Filed:

Jun 30, 2011

Appl. No.:

13/174302

Inventors:

Paul A. Thomas - Ashburn VA, US
Robert J. Fishman - Olney MD, US
Clifford V. Rossi - Westlake Village CA, US
Martin M. Loketek - Reston VA, US

Assignee:

Freddie Mac - McLean VA

International Classification:

G06Q 40/00

US Classification:

705 38, 705 35

Abstract:

Embodiments consistent with the present invention provide a credit enhancement structure for risk allocation between parties that minimizes the regulatory capital reserve requirement impact to an institution subject to capital reserve requirement. A subject pool of assets held by the institution, such as a pool of loans, is rated to determine its risk levels. Based on the rated risk levels, a guarantor party agrees to be responsible for a portion of the risk associated with the pool of assets, which may define the maximum risk exposure of the institution holding the asset pool. The risk-rated capital reserve requirements are applied to the asset pool based on the risk level rating and the guarantor's agreed upon risk responsibility such that the institution holds a reduced amount of reserve capital compared to what it would otherwise be required to hold.

US Patent:

7996304, Aug 9, 2011

Filed:

Sep 3, 2010

Appl. No.:

12/875692

Inventors:

Paul A. Thomas - Ashburn VA, US
Clifford V. Rossi - Westlake Village CA, US
Robert J. Fishman - Olney MD, US
Martin M. Loketek - Reston VA, US

Assignee:

Federal Home Loan Mortgage Corporation - McLean VA

International Classification:

G06Q 40/00

US Classification:

705 38, 705 36 R

Abstract:

Embodiments consistent with the present invention provide a credit enhancement structure for risk allocation between parties that minimizes the regulatory capital reserve requirement impact to an institution subject to capital reserve requirement. A subject pool of assets held by the institution, such as a pool of loans, is rated to determine its risk levels. Based on the rated risk levels, a guarantor party agrees to be responsible for a portion of the risk associated with the pool of assets, which may define the maximum risk exposure of the institution holding the asset pool. The risk-rated capital reserve requirements are applied to the asset pool based on the risk level rating and the guarantor's agreed upon risk responsibility such that the institution holds a reduced amount of reserve capital compared to what it would otherwise be required to hold.

US Patent:

20190112340, Apr 18, 2019

Filed:

Mar 29, 2017

Appl. No.:

16/089993

Inventors:

- Bethesda MD, US
Barney Graham - Rockville MD, US
John Mascola - Rockville MD, US
Li Ou - Potomac MD, US
Aliaksandr Druz - Germantown MD, US
Man Chen - Bethesda MD, US
Wing-Pui Kong - Germantown MD, US
Ivelin Stefanov Georgiev - Nashville TN, US
Emily Rundlet - New York NY, US
Michael Gordon Joyce - Washington DC, US
Yaroslav Tsybovsky - Frederick MD, US
Paul Thomas - Washington DC, US
Marie Pancera - Seattle WA, US
Mallika Sastry - Rockville MD, US
Cinque Soto - Nashville TN, US
Joseph Van Galen - North Wales PA, US
Guillaume Stewart-Jones - Bethesda MD, US
Yongping Yang - Potomac MD, US
Baoshan Zhang - Bethesda MD, US
Ulrich Baxa - Frederick MD, US

Assignee:

The United States of America, as represented by the Secretary, Department of Health and Human - Bethesda MD

International Classification:

C07K 14/005
A61P 31/14
A61P 37/04

Abstract:

Embodiments of a recombinant Respiratory Syncytial Virus (RSV) F ectodomain trimer stabilized in a prefusion conformation are provided. Also disclosed are nucleic acids encoding the RSV F ectodomain trimer and methods of producing the RSV F ectodomain trimer. Methods for inducing an immune response in a subject are also disclosed. In some embodiments, the method can be a method for treating or preventing a RSV infection in a subject by administering a therapeutically effective amount of the recombinant RSV F ectodomain trimer to the subject.