Philadelphia, PAPresident, CEO at Sharma Associates, Inc. Past: Associate Director at Wyeth Pharmaceuticals I (Hans Raj Sharma) am an independent, Certified Financial Planner (CFP) and Registered Investment Advisor, provide Comprehensive Financial Planning services... I (Hans Raj Sharma) am an independent, Certified Financial Planner (CFP) and Registered Investment Advisor, provide Comprehensive Financial Planning services without any conflict of interest, and specialize in retirement income planning, IRA and Roth IRAs. Access to best-in-class suject matter...