Rachel Ann Mcconnell

US Patent:

20100049554, Feb 25, 2010

Filed:

Aug 22, 2009

Appl. No.:

12/545818

Inventors:

Rachel Ann McConnell - Las Vegas NV, US
Salaheldin Eltigani Abdelgadir - Las Vegas NV, US

International Classification:

G06Q 40/00

US Classification:

705 4

Abstract:

Beneficiaries are registered by an insurance provider for an insurance coverage policy for fertility diagnosis and treatable infertility conditions using either manual or online registration applications over a communications network. Using, knowledge base systems, prospective beneficiary personal descriptor information is matched with terms and conditions information preloaded into the insurance company computer system to generate a customized contract for delivery of infertility treatment services to different categories of beneficiaries. Beneficiaries may range in age from newborn infants up to adults. However, infertility treatment services are not provided either until the beneficiaries reach childbearing age or until the policies of adult beneficiaries vest over a designated time period. Adults can purchase infertility insurance naming their infant child as beneficiary and pay premiums over time until the child reaches childbearing age. Once the child reaches childbearing age, the insurance policy can be utilized by the beneficiary or can be transferred.

US Patent:

20100049555, Feb 25, 2010

Filed:

Aug 24, 2009

Appl. No.:

12/545984

Inventors:

Rachel Ann McConnell - Las Vegas NV, US
Salaheldin Eltigani Abdelgadir - Las Vegas NV, US

International Classification:

G06Q 40/00

US Classification:

705 4

Abstract:

Beneficiaries are registered by an insurance provider for an insurance coverage policy for fertility diagnosis and treatable infertility conditions using either manual or online registration applications over a communications network. Using, knowledge base systems, prospective beneficiary personal descriptor information is matched with terms and conditions information preloaded into the insurance company computer system to generate a customized contract for delivery of infertility treatment services to different categories of beneficiaries. Beneficiaries may range in age from newborn infants up to adults. However, infertility treatment services are not provided either until the beneficiaries reach childbearing age or until the policies of adult beneficiaries vest over a designated time period. Adults can purchase infertility insurance naming their infant child as beneficiary and pay premiums over time until the child reaches childbearing age. Once the child reaches childbearing age, the insurance policy can be utilized by the beneficiary or can be transferred.