Rafael N Hernandez

US Patent:

20020152151, Oct 17, 2002

Filed:

Oct 5, 2001

Appl. No.:

09/972736

Inventors:

William Baughman - Newton MA, US
Rafael Hernandez - New York NY, US
Harsh Shethia - London, GB
James MacPherson - Cos Cob CT, US
Joseph Ferguson - New York NY, US

International Classification:

G06F017/60

US Classification:

705/036000

Abstract:

The present invention comprises a system and method that integrates the various steps involved in creating and managing one or more investment portfolios comprised of multiple disparate financial assets, thereby allowing a usr to navigate from need, to insight, to investing and transacting in a logical and straightforward manner. Questionnaires are used to profile each user of the system to determine risk tolerance, time horizon, investment experience, etc. Using the profile and other questions presented to the user, the system generates a recommended asset allocation, which may form the basis of a financial portfolio. The user may construct a portfolio using the financial assets contained in the recommended asset allocation, or select individual assets for inclusion in the portfolio. Upon construction of a portfolio, the system provides tools to monitor and manage the portfolio through the buying and selling of financial assets. Watch lists may also be defined to monitor a collection of financial assets without incurring the risk involved in purchasing the actual financial assets. Furthermore, portfolios may be managed through the use of alerts, which are triggered when defined market conditions are met.

US Patent:

43086500, Jan 5, 1982

Filed:

Dec 28, 1979

Appl. No.:

6/107984

Inventors:

Rafael J. Hernandez - Peabody MA
Thomas S. Yong - Danvers MA
Tadius T. Sadoski - Salem MA

Assignee:

GTE Products Corporation - Stamford CT

International Classification:

H01J 900
H01J 6126
H01J 6128

US Classification:

29 2513

Abstract:

A fluorescent lamp operating on reduced energy consumption includes a unique mount which carries a shield providing both a getter and a mercury dispenser. The lamp has a preferable fill of 80% neon and 20% krypton at a pressure of 2. 0 Torr.