Ray Sharp

US Patent:

7163145, Jan 16, 2007

Filed:

Mar 12, 2004

Appl. No.:

10/708580

Inventors:

Perry A. Cohagan - Brooklyn Heights NY, US
Mary Ann Fitzmaurice - New York NY, US
Aliza Freud - New York NY, US
Birgitta Mayer - New York NY, US
Julia Menichilli - Manhasset NY, US
Jason Nanton - New York NY, US
Ray Sharp - Coral Springs FL, US
Scott Vosburgh - Greensboro NC, US

Assignee:

American Express Travel Related Services Co., Inc. - New York NY

International Classification:

G06K 5/00

US Classification:

235380, 235375, 235384

Abstract:

The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.

US Patent:

7172112, Feb 6, 2007

Filed:

May 28, 2004

Appl. No.:

10/709815

Inventors:

David S. Bonalle - New Rochelle NY, US
Aliza Freud - Maplewood NJ, US
Jason E. Nanton - Nanuet NY, US
Mary Ann Fitzmaurice Reilly - Nanuet NY, US
Ray Sharp - Coral Springs FL, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 40/00

US Classification:

235379, 380384

Abstract:

A system and method for providing a multiple-service card is disclosed. A card member is provided with a single card that serves as both an open transaction instrument and a private retailer transaction instrument. This multiple-service card may have the traditional credit card data on one side of the card, including, for example, the account number, name of the account holder, and the expiration date. The other side of the card may include a magnetic stripe that contains the account information in machine readable form as well as private retailer transaction instrument information. In the system, the primary party and the service partner participants cooperate to complete the processes associated with the provision of the combined card services, including a new account process, card replacement and renewal processes, a service partner cancellation process, and a process for cancellation and/or transfer by a primary party.

US Patent:

7503487, Mar 17, 2009

Filed:

Oct 31, 2007

Appl. No.:

11/932264

Inventors:

Perry A Cohagan - Brooklyn Heights NY, US
Mary Ann Fitzmaurice - New York NY, US
Aliza Freud - New York NY, US
Birgitta Mayer - New York NY, US
Julia Menichilli - Manhasset NY, US
Jason Nanton - Singapore, SG
Ray Sharp - Coral Springs FL, US
Scott Vosburgh - Greensboro NC, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06K 5/00

US Classification:

235380, 235375, 235383

Abstract:

The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.

US Patent:

RE43460, Jun 12, 2012

Filed:

Feb 5, 2009

Appl. No.:

12/366034

Inventors:

David S. Bonalle - New Rochelle NY, US
Aliza Freud - Maplewood NJ, US
Jason Nanton - Nanuet NY, US
Mary Ann Fitzmaurice Reilly - Nanuet NY, US
Ray Sharp - Coral Springs FL, US

Assignee:

Xatra Fund MX, LLC - Wilmington DE

International Classification:

G06Q 40/00

US Classification:

235379, 235380, 235384

Abstract:

A system and method for providing a multiple-service card is disclosed. A card member is provided with a single card that serves as both an open transaction instrument and a private retailer transaction instrument. This multiple-service card may have the traditional credit card data on one side of the card, including, for example, the account number, name of the account holder, and the expiration date. The other side of the card may include a magnetic stripe that contains the account information in machine readable form as well as private retailer transaction instrument information. In the system, the primary party and the service partner participants cooperate to complete the processes associated with the provision of the combined card services, including a new account process, card replacement and renewal processes, a service partner cancellation process, and a process for cancellation and/or transfer by a primary party.

US Patent:

8589225, Nov 19, 2013

Filed:

Feb 5, 2009

Appl. No.:

12/366128

Inventors:

Perry A Cohagan - Brooklyn Heights NY, US
Mary Ann Fitzmaurice - New York NY, US
Aliza Freud - New York NY, US
Birgitta Mayer - New York NY, US
Julia Menichilli - Manhasset NY, US
Jason Nanton - Singapore, SG
Ray Sharp - Coral Springs FL, US
Scott Vosburgh - Greensboro NC, US

Assignee:

American Expresss Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 99/00

US Classification:

705 143, 705 11, 705 734, 705 13, 705 141, 705 147, 705 1431, 705 1432

Abstract:

The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.

US Patent:

7360699, Apr 22, 2008

Filed:

Oct 17, 2006

Appl. No.:

11/550067

Inventors:

Perry A Cohagan - Brooklyn Heights NY, US
Mary Ann Fitzmaurice - New York NY, US
Aliza Freud - New York NY, US
Birgitta Mayer - New York NY, US
Julia Menichilli - Manhasset NY, US
Jason Nanton - Singapore, SG
Ray Sharp - Coral Springs FL, US
Scott Vosburgh - Greensboro NC, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G07B 15/02

US Classification:

235384, 235380

Abstract:

The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.

US Patent:

20140046839, Feb 13, 2014

Filed:

Oct 23, 2013

Appl. No.:

14/061603

Inventors:

Mary Ann Fitzmaurice - New York NY, US
Aliza Freud - New York NY, US
Birgitta Mayer - New York NY, US
Julia Menichilli - Manhasset NY, US
Jason Nanton - Singapore, SG
Ray Sharp - Coral Springs FL, US
Scott Vosburgh - Greensboro NC, US

Assignee:

American Express Travel Related Services Company, Inc - New York NY

International Classification:

G06Q 20/34
G06Q 20/22

US Classification:

705 41

Abstract:

The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.

US Patent:

6742704, Jun 1, 2004

Filed:

Jan 16, 2001

Appl. No.:

09/764688

Inventors:

Mary Ann Fitzmaurice - New York NY
Aliza Freud - New York NY
Ray Sharp - Coral Springs FL
Jason Nanton - New York NY
Scott Vosburgh - Greensboro NC

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06K 500

US Classification:

235380, 235375, 235379, 235383, 235492, 705 35, 705 41

Abstract:

A system and method for providing a multiple-service card is disclosed. As a result, a card member is provided with a single card that serves as both a credit card and a club membership card for access to the service partners exclusive club. This multiple-service card may have the traditional credit card data on one side of the card, including, for example, the account number, name of the account holder, and the expiration date. The other side of the card may include a magnetic stripe that contains the account information in machine readable form as well as membership information suitable to permit entry into a service partners facility. In the system, the primary party and the service partner participants cooperate to complete the processes associated with the provision of the combined card services, including a new account process, card replacement and renewal processes, a service partner membership cancellation process, and a process for cancellation and/or transfer by a primary party.