Ricardo Alvarez

US Patent:

20130226685, Aug 29, 2013

Filed:

Feb 29, 2012

Appl. No.:

13/408659

Inventors:

Duane Smith, JR. - Oilville VA, US
Ricardo Alvarez - Richmond VA, US
Michael K. Nolan - Richmond VA, US
Kristi S. Hebner - Ashland VA, US

Assignee:

Capital One financial Corporation - McLean VA

International Classification:

G06Q 30/02

US Classification:

705 1426

Abstract:

A computer-implemented method for providing account holders with a reward based on similar rewards previously obtained through other accounts. The method includes identifying, using one or more computer processors configured to access an account database, an eligible account based on eligibility criteria, wherein the eligible account is associated with an account of an account holder stored in the account database; receiving identifying data that identifies the eligible account; associating a customer identifier with the identifying data from the eligible account; for each customer identifier, receiving confirmation data associated with a separate account of the account holder, wherein the confirmation data comprises a reward variable; validating, using one or more computer processors, the confirmation data; and rewarding the eligible account with a matching variable, wherein the matching variable is approximately equal to the reward variable.

US Patent:

20200265456, Aug 20, 2020

Filed:

May 6, 2020

Appl. No.:

16/867842

Inventors:

- McLean VA, US
Ricardo Alvarez - Daniel Island SC, US
Michael K. Nolan - Midlothian VA, US
Kristi S. Hebner - Ashland VA, US

International Classification:

G06Q 30/02
H04N 21/4725
G06F 16/242
H04N 21/4788
G06F 16/16
H04N 21/478

Abstract:

A computer-implemented method for providing account holders with a reward based on similar rewards previously obtained through other accounts. The method includes identifying, using one or more computer processors configured to access an account database, an eligible account based on eligibility criteria, wherein the eligible account is associated with an account of an account holder stored in the account database; receiving identifying data that identifies the eligible account; associating a customer identifier with the identifying data from the eligible account; for each customer identifier, receiving confirmation data associated with a separate account of the account holder, wherein the confirmation data comprises a reward variable; validating, using one or more computer processors, the confirmation data; and rewarding the eligible account with a matching variable, wherein the matching variable is approximately equal to the reward variable.

US Patent:

20190205916, Jul 4, 2019

Filed:

Mar 7, 2019

Appl. No.:

16/295697

Inventors:

- McLean VA, US
Ricardo Alvarez - Richmond VA, US
Michael K. Nolan - Richmond VA, US
Kristi S. Hebner - Ashland VA, US

International Classification:

G06Q 30/02
H04N 21/4725
G06F 16/242
G06F 16/16
H04N 21/478
H04N 21/4788

Abstract:

A computer-implemented method for providing account holders with a reward based on similar rewards previously obtained through other accounts. The method includes identifying, using one or more computer processors configured to access an account database, an eligible account based on eligibility criteria, wherein the eligible account is associated with an account of an account holder stored in the account database; receiving identifying data that identifies the eligible account; associating a customer identifier with the identifying data from the eligible account; for each customer identifier, receiving confirmation data associated with a separate account of the account holder, wherein the confirmation data comprises a reward variable; validating, using one or more computer processors, the confirmation data; and rewarding the eligible account with a matching variable, wherein the matching variable is approximately equal to the reward variable.