Richard J Colombo

US Patent:

20120005056, Jan 5, 2012

Filed:

Jul 1, 2010

Appl. No.:

12/828610

Inventors:

Harry Alan Newman - Fair Lawn NJ, US
Mary Hegarty Colombo - Old GreenWich CT, US
Richard A. Colombo - Old Greenwich CT, US

International Classification:

G06Q 40/00

US Classification:

705 35

Abstract:

Systems and methods for determining a U.S. average retirement age index, the index including a year and week. The method determines a wealth at death of an average U.S. couple for a first retirement age. If wealth at death is greater than zero, the retirement age is decreased by one and the wealth at death value is recalculated. This process continues until the wealth at death value is less than zero, at which point the year of the retirement age index is determined by adding one to the current year of the retirement age. The week of the retirement age index is determined by: dividing the opposite of a wealth at death value for the year prior to the year of the U.S. average retirement age index by a wealth delta and multiplying the result by fifty-two.

US Patent:

20120005119, Jan 5, 2012

Filed:

Dec 23, 2010

Appl. No.:

12/977678

Inventors:

Harry Alan Newman - Fair Lawn NJ, US
Richard A. Colombo - Riverside CT, US
Mary Hegarty Colombo - Riverside CT, US

International Classification:

G06Q 40/00

US Classification:

705 36 R

Abstract:

Systems and methods for determining a U.S. average retirement age index, the index including a year and week. The method determines a wealth at death of an average U.S. couple for a first retirement age. If wealth at death is greater than zero, the retirement age is decreased by one and the wealth at death value is recalculated. This process continues until the wealth at death value is less than zero, at which point the year of the retirement age index is determined by adding one to the current year of the retirement age. The week of the retirement age index is determined by: dividing the opposite of a wealth at death value for the year prior to the year of the U.S. average retirement age index by a wealth delta and multiplying the result by fifty-two.

US Patent:

20120005121, Jan 5, 2012

Filed:

Jun 20, 2011

Appl. No.:

13/164436

Inventors:

Harry Alan Newman - Fair Lawn NJ, US
Richard A. Colombo - Riverside CT, US
Mary Hegarty Colombo - Riverside CT, US

Assignee:

NEWMAN COLOMBO FINANCIAL RESEARCH LLC - Fair Lawn NJ

International Classification:

G06Q 40/00

US Classification:

705 36 R

Abstract:

Systems and methods for determining an average retirement age index, the index including a year and week. The method determines a wealth at death of an average couple for a first retirement age. If wealth at death is greater than zero, the retirement age is decreased by one and the wealth at death value is recalculated. This process continues until the wealth at death value is less than zero, at which point the year of the retirement age index is determined by adding one to the current year of the retirement age. The week of the retirement age index is determined by: dividing the opposite of a wealth at death value for the year prior to the year of the average retirement age index by a wealth delta and multiplying the result by fifty-two.

US Patent:

20120284082, Nov 8, 2012

Filed:

Jul 19, 2012

Appl. No.:

13/553186

Inventors:

Harry Alan Newman - Fair Lawn NJ, US
Richard A. Colombo - Old Greenwich CT, US
Mary Hegarty Colombo - Old Greenwich CT, US

Assignee:

Newman Colombo Financial Research, LLC - Fair Lawn NJ

International Classification:

G06Q 30/02

US Classification:

705 729

Abstract:

Systems and methods for determining an average retirement age index, the index including a year and week. The method determines a wealth at death of an average couple for a first retirement age. If wealth at death is greater than zero, the retirement age is decreased by one and the wealth at death value is recalculated. This process continues until the wealth at death value is less than zero, at which point the year of the retirement age index is determined by adding one to the current year of the retirement age. The week of the retirement age index is determined by: dividing the opposite of a wealth at death value for the year prior to the year of the average retirement age index by a wealth delta and multiplying the result by fifty-two.