Richard T Morrison

US Patent:

7427017, Sep 23, 2008

Filed:

Jun 2, 2006

Appl. No.:

11/445460

Inventors:

Richard James Morrison - Little Rock AR, US
Brett Lawrence Hacker - Alexander AR, US
Alan Keith Gardner - Little Rock AR, US
Teresa Simmons Wheeler - Maumelle AR, US
Beryl Eugene Jones - Little Rock AR, US

Assignee:

Remettra, Inc. - Little Rock AR

International Classification:

G06K 40/00
G07D 11/00
G07F 19/00

US Classification:

235379, 235375, 705 44

Abstract:

A computer-implemented method for collecting bank account information from an individual and authenticating the individual prior to allowing the bank account to receive an electronic fund transfer comprises providing a website; allowing the individual on the website to enter bank account information to which funds will be transferred; delivering application forms with a unique bar-coded identifier over the internet to the individual; electronically receiving and storing the application forms after being completed by the individual and linking the bar coded identifier with the individual's bank account information; visually comparing by at least first and second customer support representatives information provided on the forms with information provided on the website to verify the identity of the individual; and validating payment to the individual if the individual's identity is verified.