Richard A Norman

US Patent:

8121944, Feb 21, 2012

Filed:

May 26, 2005

Appl. No.:

11/137407

Inventors:

Richard Norman - Dallas TX, US
Tommy J. Vicknair - Humble TX, US
Carl Shishmanian - Louisville KY, US
W. Earl Jennings - Dublin OH, US
David L. James - Mt. Gilead OH, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 40, 705 39

Abstract:

An exemplary method and system may include receiving one or more payment items from a plurality of payment entities, at a centralized agent, wherein the one or more payment items comprise one or more electronic images and paper instruments; aggregating the payment items into one or more categories; identifying a payee financial institution and a payor financial institution for each payment items, wherein the payee financial institution and the payor financial institution are different; determining whether the payee financial institution and the payor financial institution are within the network of financial institutions; for the payee and payor within the network, determining at the centralized agent a settlement path within the network of financial institutions for each payment item; and for the payee and payor that are not within the network, forwarding the payment items to a third party settlement entity by the centralized agent for settlement processing.

US Patent:

8396798, Mar 12, 2013

Filed:

Jan 20, 2012

Appl. No.:

13/354402

Inventors:

Richard Norman - Dallas TX, US
Tommy J. Vicknair - Humble TX, US
Carl Shishmanian - Louisville KY, US
W. Earl Jennings - Dublin OH, US
David L. James - Mt. Gilead OH, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 40

Abstract:

According to one embodiment, the present invention relates to a method and a system for facilitating settlement processing within a network of financial institutions may include receiving one or more payment items from a plurality of payment entities, at a centralized agent; aggregating the payment items into one or more categories; identifying a payee financial institution and a payor financial institution for each payment items, wherein the payee financial institution and the payor financial institution are different; determining whether the payee financial institution and the payor financial institution are within the network of financial institutions; for the payee and payor within the network, determining at the centralized agent a settlement path within the network of financial institutions for each payment item; and for the payee and payor that are not within the network, forwarding the payment items to a third party settlement entity.

US Patent:

43244513, Apr 13, 1982

Filed:

Nov 19, 1979

Appl. No.:

6/095226

Inventors:

J. Preston Ammon - Dallas TX
Harry R. Weaver - Dallas TX
Richard O. Norman - Oxnard CA

Assignee:

Elfab Corporation - Dallas TX

International Classification:

H01R 909
H01R 1342

US Classification:

339176MP

Abstract:

Pull through contacts and receiving sleeves within a connector insulator cooperate to permit the contacts to be inserted into the sleeves of the insulator in either direction and to be held there by interference between laterally extending, coined portions on the contact of a bellows type and the walls of the sleeve. Card edge connector contacts are formed from square wire stock by coining a central portion of each contact into a press fit region and a pair of lower alignment ears. The receiving sleeves formed in the insulator are constructed to permit the contact to be initially top loaded therein and held in position within the insulator by means of engagement of the lower ears on the contact with the side walls of the sleeves. Once the connector of the present invention is assembled to a mounting substrate by pull home press fitting of the contacts, the insulator may be removed by lifting upwardly to overcome the frictional engagement between the contact ears and the side walls of the sleeves to expose the contacts free standing in the substrate for subsequent repair thereof.

US Patent:

43786324, Apr 5, 1983

Filed:

Dec 23, 1980

Appl. No.:

6/219994

Inventors:

J. Preston Ammon - Dallas TX
Harry R. Weaver - Dallas TX
Richard O. Norman - Camarillo CA

Assignee:

ELFAB Corporation - Addison TX

International Classification:

H05K 300
B23P 1900

US Classification:

29845

Abstract:

A method and apparatus for pull fitting contacts. Contacts tails initially are placed through apertures on a mounting member. A support member having a pair of clamping jaws which clamp the contact ends encloses an actuation plate which after the tails are clamped pushes the mounting member relative to the support member thereby inserting the contacts completely into an insulative housing.

US Patent:

44184751, Dec 6, 1983

Filed:

Apr 8, 1982

Appl. No.:

6/366654

Inventors:

J. Preston Ammon - Dallas TX
Harry R. Weaver - Dallas TX
Richard O. Norman - Oxnard CA

Assignee:

Elfab Corporation - Dallas TX

International Classification:

H05K 300

US Classification:

29842

Abstract:

Disclosed is a method for manufacturing a printed circuit card edge connector having a pull through bellows contact and a lay-over insulator. Manufacturing steps include inserting contacts interconnected by a common support strip into the top openings of sleeves and positioning the projections of those contacts within alignment troughs such that the contact tails extend out of the bottom of the openings in alignment. The common support strip is removed and the tails of the contacts are inserted through apertures arranged in linear arrays through the substrate. Force is applied to the tails rigidly press-fit mounting the contacts to the substrate. Further disclosed are the forming of first and second extending ears as integral portions of the upper contactor and intermediate mounting regions of the contact, respectively, and the forming of alignment tracks configured to receive the first and second ears. Also disclosed are methods of manufacture including the use of inner and outer alignment tracks wherein the first ears are inserted into the outer alignment track and, where the outer alignment track extends through the sleeve from the top to the bottom of the insulative block, applying force to the tails of the contacts and passing the first ears along the outer alignment track. Further disclosure includes receiving the ears in interference engagement within the alignment track and sliding sub-projections in interference engagement with the troughs, retaining the contacts within the insulative block in alignment and slideably positioning the upper contactor region relative to the sleeves and slideably receiving the ears of said contacts in said troughs.