Richard T Pearlman

US Patent:

20150019270, Jan 15, 2015

Filed:

Sep 18, 2014

Appl. No.:

14/489539

Inventors:

Brad Jarvis - Newport Beach CA, US
Richard Frank Pearlman - Carlsbad CA, US
Sean Micheal Walsh - Redwood City CA, US
Daris Amon Schantz - Scottsdale AZ, US
Steven Gertz - Smyrna GA, US

International Classification:

G06Q 40/08
B60W 40/09

US Classification:

705 4

Abstract:

Disclosed are a method, a device and/or a system of an operator benefits and rewards through sensory tracking of a vehicle. In one aspect, a method includes associating a private vehicle with an individual. A behavior of the individual is monitored when the individual is operating the private vehicle. The method includes determining whether the individual is adhering to a set of parameters set by an entity. Information is presented to the individual that they have earned a credit towards a benefit based on operating of the private vehicle. The entity may be permitted to configure the set of parameters and set a weight to each of the set of parameters. A punitive measure may be provided when the set of parameters is violated. A curfew range may be set on the private vehicle such that a movement of the private vehicle is limited to the curfew range.

US Patent:

20150006207, Jan 1, 2015

Filed:

Sep 19, 2014

Appl. No.:

14/490694

Inventors:

Brad Jarvis - Newport Beach CA, US
Richard Frank Pearlman - Carlsbad CA, US
Sean Micheal Walsh - Redwood City CA, US
Daris Amon Schantz - Scottsdale AZ, US
Steven Gertz - Smyrna GA, US

International Classification:

G06Q 40/08
G06Q 30/02

US Classification:

705 4

Abstract:

Disclosed are a method and/or a system of insurance rate optimization through driver behavior which includes a computer server of the driver monitoring environment to determine if a newly insured driver operating a private vehicle is adhering to a set of parameters set by an entity i.e. a driving school, an insurance provider and/or a family member of the newly insured driver. The system assigns a credit to the newly insured driver when it adheres to the set of parameters. The newly insured driver is monitored by the entity. A metadata is generated which includes a behavioral trait of the newly insured driver and an insurance rate is set through the insurance provider based on an adherence to the set of parameters set by the entity.