American Express
Business To Business Acquisitions and Corporate Mms
American Express Apr 2017 - Aug 2019
Small Business Acquisitions
Wells Fargo Aug 2014 - Apr 2017
Independent Consultant - Merchant Services Field Sales
Ucb, Inc. Aug 2009 - Aug 2014
Director of Operations, Citi Bank
Ucb, Inc. May 2007 - Aug 2009
Senior Collection Manager
Education:
Nova Southeastern University 2018 - 2020
Master of Business Administration, Masters, Business Administration, Management, Business Administration and Management
University of Phoenix 2012 - 2013
Bachelors, Bachelor of Science, Financial Management, Business Finance
University of Phoenix 2009 - 2011
Bachelors, Bachelor of Business Administration, Finance
Miami Dade College 2003 - 2008
Associates, Associate of Arts, International Business
Skills:
Banking Management Negotiation Leadership Business Development Strategic Planning Credit Leadership Development Team Leadership Start Ups Call Centers Vendor Management Analysis Forecasting Team Building Customer Service Finance Financial Services Business Process Improvement Strategic Leadership Process Improvement Sales Operations Management New Business Development Business Strategy Management Consulting Executive Management Training Financial Analysis Sql Dialer System Management Jd Edwards
Interests:
Financial News Discussions Stock Market Global News
Sep 2014 to 2000 Accounting SpecialistASDR Corporation, Inc
Jan 2013 to 2000 Owner / Business ConsultantUnited Collection Bureau Miramar, FL Jun 2007 to Aug 2014 Executive Director of Accounts ReceivableBig Rick Toyz Automotive Princeton, FL Jan 2004 to Nov 2008 OwnerAlorica Miami, FL Apr 2002 to Jan 2004 Supervisor
Education:
University of Phoenix Nov 2013 Bachelor of Science in Business Finance & ManagementMiami Dade College May 2008 Associate of Arts in International Business
Skills:
Please see additional information below.
Name / Title
Company / Classification
Phones & Addresses
Ricky Espinal Director, President, Secretary, Treasurer, Vice President
Asdr Corporation Business Consulting Services
16100 Golf Clb Rd, Fort Lauderdale, FL 33326
Ricky Espinal President, Treasurer, Director, Secretary, Vice President
Big Rick Toyz, Co Business Services at Non-Commercial Site