Robert D Colvin

US Patent:

7206761, Apr 17, 2007

Filed:

Nov 15, 2004

Appl. No.:

10/990160

Inventors:

Robert Charles Colvin - Highlands Ranch CO, US

International Classification:

G06F 17/60

US Classification:

705 35, 705 37

Abstract:

Various embodiments of the present invention are directed to methods and systems for securitization of certificates of deposit. In addition, the present invention relates to a corresponding security itself (e. g. , a security associated with one or more certificates of deposit). As such, in one embodiment, the present invention creates a more or less standard investment instrument (i. e. the funding certificate) by pooling the CDs to back the instrument—thus, the net effect is the replacement of non-marketable instrument provided by financial institutions (i. e. the CD) with negotiable securities issued in the public capital markets (i. e. the funding certificate).

US Patent:

7860771, Dec 28, 2010

Filed:

Feb 27, 2007

Appl. No.:

11/679607

Inventors:

Robert Charles Colvin - Highlands Ranch CO, US

International Classification:

G06Q 40/00

US Classification:

705 35, 705 36 R, 705 37

Abstract:

Various embodiments of the present invention are directed to methods and systems for securitization of certificates of deposit. In addition, the present invention relates to a corresponding security itself (e. g. , a security associated with one or more certificates of deposit). As such, in one embodiment, the present invention creates a more or less standard investment instrument (i. e. the funding certificate) by pooling the CDs to back the instument—thus, the net effect is the replacement of non-marketable instrument provided by financial institutions (i. e. the CD) with negotiable securities issued in the public capital markets (i. e. the funding certificate).