Robert T Norton

US Patent:

62436899, Jun 5, 2001

Filed:

Dec 29, 1998

Appl. No.:

9/222060

Inventors:

Robert G. Norton - Sandy UT

International Classification:

G06F 1760

US Classification:

705 18

Abstract:

A system and method for a payee to initiate at a point of sale an electronic funds transfer from an account of a payor to the account of the payee, comprising the steps of: obtaining from the payor the duplicate part of a completed two-part draft instrument comprising an original and a duplicate and having account identifying information printed thereon in machine-readable form, the original being configured for use as a conventional draft instrument, and the duplicate being configured for selective use as either a duplicate of the original, or as the originating document for an electronic funds transfer, said duplicate part of the draft instrument being completed by the payor to authorize the payee to present the check electronically so as to initiate an electronic funds transfer for the face amount of the instrument; scanning the instrument to electronically read the account identifying information; presenting the instrument electronically through an electronic clearing house network so as to initiate at the point of sale an electronic funds transfer from the payor to the payee; keeping the duplicate part of the instrument as the payee's record of the electronic funds transfer authorization; allowing the payor to keep the original part of the instrument as a record of the electronic funds transfer authorization. Also a two-part draft instrument form comprising: a first part configured for use as a conventional paper draft instrument; and a second part configured for being a duplicate of the first part, and also configured for separate selective use as the originating document for an electronic funds transfer.

US Patent:

20220188337, Jun 16, 2022

Filed:

Feb 28, 2022

Appl. No.:

17/652899

Inventors:

- Provo UT, US
Robert David Norton - Provo UT, US

International Classification:

G06F 16/28
G06F 16/93
G06F 16/955
G06F 16/35

Abstract:

Embodiments of the present disclosure relate generally to organizing electronic text documents. In particular, one or more embodiments comprise a content management system that improves the organization of electronic text documents by intelligently and accurately categorizing electronic text documents by topic. The content management system organizes electronic text documents based on one or more topics, without the need for a human reviewer to manually classify each electronic text document, and without the need for training a classification algorithm based on a set of manually classified electronic text documents. Further, the content management system identifies and suggests topics for electronic text documents that relate to new or emerging topics.

US Patent:

20190278788, Sep 12, 2019

Filed:

May 30, 2019

Appl. No.:

16/426806

Inventors:

- Provo UT, US
Robert David Norton - Provo UT, US

International Classification:

G06F 16/28
G06F 16/955
G06F 16/35
G06F 16/93

Abstract:

Embodiments of the present disclosure relate generally to organizing electronic text documents. In particular, one or more embodiments comprise a content management system that improves the organization of electronic text documents by intelligently and accurately categorizing electronic text documents by topic. The content management system organizes electronic text documents based on one or more topics, without the need for a human reviewer to manually classify each electronic text document, and without the need for training a classification algorithm based on a set of manually classified electronic text documents. Further, the content management system identifies and suggests topics for electronic text documents that relate to new or emerging topics.

US Patent:

20180032606, Feb 1, 2018

Filed:

Jul 13, 2017

Appl. No.:

15/649477

Inventors:

- Provo UT, US
Robert David Norton - Orem UT, US
Martin D. Mumford - Orem UT, US

International Classification:

G06F 17/30

Abstract:

Embodiments of the present disclosure generally relate to a content management system that automatically determines and generates topic clusters from a collection of electronic text documents. For example, the content management system analyzes a collection of electronic text documents to identify key terms and terms related to the key terms. Based on the key terms and related terms, the content management system generates a topic cluster that includes the key term and related terms. The content management system then organizes the electronic text documents based on terms within a given text document matching terms within a given topic cluster. Further, the content management system presents the topic clusters and organized electronic text documents to a user.

US Patent:

20170124174, May 4, 2017

Filed:

Oct 29, 2015

Appl. No.:

14/927256

Inventors:

- Provo UT, US
Robert David Norton - Provo UT, US

International Classification:

G06F 17/30

Abstract:

Embodiments of the present disclosure relate generally to organizing electronic text documents. In particular, one or more embodiments comprise a content management system that improves the organization of electronic text documents by intelligently and accurately categorizing electronic text documents by topic. The content management system organizes electronic text documents based on one or more topics, without the need for a human reviewer to manually classify each electronic text document, and without the need for training a classification algorithm based on a set of manually classified electronic text documents. Further, the content management system identifies and suggests topics for electronic text documents that relate to new or emerging topics.