Ryan K Thacker

US Patent:

20080172260, Jul 17, 2008

Filed:

Feb 22, 2008

Appl. No.:

12/036070

Inventors:

Ryan S. Thacker - Highland UT, US
Tyson P. Thacker - Highland UT, US

Assignee:

Infinity Publishing, LLC - Lehi UT

International Classification:

G06Q 40/00

US Classification:

705 4

Abstract:

The use of an insurance policy to accumulate a cash balance. The insurance policy is set up, however, such that a cash balance can be accumulated rapidly. The insurance policy is structured such that a portion of a premium for the insurance policy is directed towards non-term coverage that results in some accumulation of cash balance in the insurance policy, and a portion of the premium for the insurance policy is directed towards term coverage. The insurance policy permits additional cash payments beyond the premium to be paid as a cash value increase to the insurance policy. Although these additional cash payments have a limit, the limit may be greater due to the presence of the term coverage than it would be without the term coverage.