Sandra S Devine

US Patent:

20020069148, Jun 6, 2002

Filed:

Dec 5, 2000

Appl. No.:

09/729090

Inventors:

Steve Mutschler - Vienna VA, US
Sandra Devine - Arlington VA, US

International Classification:

G06F017/60

US Classification:

705/035000

Abstract:

An apparatus and process for (a) electronically negotiating in real time between a first party and a second party to attain a negotiated agreement for a package of financial accounts to meet financial needs of the first party; and (b) automatically fulfilling the negotiated agreement by electronically closing accounts of the first party which relate to the package and which preexist at a financial institution not providing accounts as part of the package, and electronically delivering the closed accounts to a financial institution which is providing accounts as part of the package.