Sanjay A Gwalani

US Patent:

20180276746, Sep 27, 2018

Filed:

May 24, 2018

Appl. No.:

15/988679

Inventors:

- New York NY, US
Vinod Yadav - Phoenix AZ, US
Satish T. Narayanan - Phoenix AZ, US
Harish R. Naik - Phoenix AZ, US
Anand Bhushan - New York NY, US
Amber G. Gupta - New York NY, US
Sanjay S. Gwalani - New York NY, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 40/02
G06F 13/40

Abstract:

Systems and methods of improving the operation of a transaction network and transaction network devices is disclosed. A lightning KNN host may comprise various modules and engines as discussed herein wherein lookalike records may be identified whereby the speed of the lightning KNN network may be enhanced and the accuracy and precision of results improved whereby the transaction network more properly functions according to approved parameters.

US Patent:

20170228452, Aug 10, 2017

Filed:

Feb 8, 2016

Appl. No.:

15/018393

Inventors:

- New York NY, US
Vinod Yadav - Phoenix AZ, US
Satish T. Narayanan - Phoenix AZ, US
Harish R. Naik - Phoenix AZ, US
Anand Bhushan - New York NY, US
Amber G. Gupta - New York NY, US
Sanjay S. Gwalani - New York NY, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06F 17/30
G06Q 40/02
G06F 13/40

Abstract:

Systems and methods of improving the operation of a transaction network and transaction network devices is disclosed. A lightning KNN host may comprise various modules and engines as discussed herein wherein lookalike records may be identified whereby the speed of the lightning KNN network may be enhanced and the accuracy and precision of results improved whereby the transaction network more properly functions according to approved parameters.

US Patent:

20170200222, Jul 13, 2017

Filed:

Jan 13, 2016

Appl. No.:

14/994826

Inventors:

- New York NY, US
ALEX DASH - JERSEY CITY NJ, US
AMBER G. GUPTA - PRINCETON NJ, US
SANJAY S. GWALANI - LIVINGSTON NJ, US
GOPINATH KONDAPALLY - PHOENIX AZ, US
HARISH R. NAIK - PHOENIX AZ, US
SATISH T. NARAYANAN - PHOENIX AZ, US
VINOD YADAV - SCOTTSDALE AZ, US
SASTRY VSM DURVASULA - PHOENIX AZ, US

Assignee:

American Express Travel Related Services Co., Inc. - New York NY

International Classification:

G06Q 40/02

Abstract:

An eligibility module may receive batch credit bureau data and real time transaction data. The eligibility module may rank and score consumer based on the credit bureau data and the transaction data. A marketing campaign may he created to target consumers with a new product. The eligibility module may provide a list of consumers eligible for the new product. A real time eligibility check may be performed prior to transmitting an offer for the new product to a consumer. The real time eligibility check may be performed without requesting current credit bureau data. The consumer may access the offer, and an additional real time eligibility check may be performed prior to presenting the offer to the consumer.