Scott R Hansen

US Patent:

20060015733, Jan 19, 2006

Filed:

Jun 9, 2005

Appl. No.:

11/148255

Inventors:

John O'Malley - Winter Park FL, US
Scott Hansen - Sanford FL, US
Helen Beckel - Oak Grove OR, US
Samuel Kilmer - Nobelsville IN, US
John Watson - Loganville GA, US
Clifford Ludwick - Loganville GA, US

International Classification:

H04L 9/00

US Classification:

713176000

Abstract:

A method, system and product for the material reduction of counterfeit and identity/maker fraud as it relates to payment vehicles and other authentication-requiring documents. The authentication system allows an institution to apply a code comprising relevant elements of an end-user to an authentication-requiring document. The authentication system allows institutions to validate the authentication-requiring documents at the point of presentment. The authentication system is stand alone and self-authenticating, allowing institutions to include the method, system and product anywhere in the institutions' document verification or manufacturing process.