Scott P Page

US Patent:

20180005206, Jan 4, 2018

Filed:

Jun 27, 2017

Appl. No.:

15/633935

Inventors:

- Purchase NY, US
Derrick Michael BRAGA - Warren MI, US
Theresa LAROSA - Noblesville IN, US
Ricardo Pareja MULLER - Stamford CT, US
Daniel Jason GOODMAN - White Plains NY, US
Scott J. PAGE - Wright City MO, US
Jill Boyd BUGH - Town and Country MO, US
Dennis HILL - O'Fallon MO, US
Deepankar BHAGAT - Chesterfield MO, US
Barry Seth KOLETSKY - Deland FL, US
Glen R. MCMILLIN - St. Peters MO, US

Assignee:

MASTERCARD INTERNATIONAL INCORPORATED - Purchase NY

International Classification:

G06Q 20/10
G07F 19/00

Abstract:

A method for cardless withdrawal from an automated teller machine includes: receiving, by an input device of an automated teller machine (ATM), user input comprising at least: a first code, a device identifier associated with a computing device, and a transaction amount; electronically transmitting, by the ATM, at least the first code, device identifier, and the transaction amount to a first computing system; receiving, by a receiving device of the ATM, a transaction account number from the first computing system; electronically transmitting, by the ATM, a withdrawal request including at least the transaction account number and the transaction amount to an acquiring institution; receiving, by the receiving device of the ATM, an indication from the acquiring institution that indicates approval of the withdrawal request; and dispensing, by a dispensing module of the ATM, one or more payment instruments having a value equivalent to the transaction amount.