Sean Michael Murray

US Patent:

20130293363, Nov 7, 2013

Filed:

May 2, 2012

Appl. No.:

13/462406

Inventors:

Kathleen L. Plymouth - Philadelphia PA, US
Ashish P. Ajmera - Jersey City NJ, US
Sean H. Murray - West Chester PA, US

International Classification:

G08B 1/00

US Classification:

34030916

Abstract:

Systems and methods are disclosed for providing alerts to one or more customers at an optimized time and communication channel based on at least customer preferences, transactions, activities, usage patterns, and other information; and for allowing customers to directly respond and communicate feedback to alerts that are provided to complete various account actions, including to “snooze” one or more alerts.

US Patent:

20140214652, Jul 31, 2014

Filed:

Sep 23, 2013

Appl. No.:

14/033768

Inventors:

- New York NY, US
Robert Andrew Nieporent - New York NY, US
Sean H. Murray - West Chester PA, US
Allison Anne Keevil - West Grove PA, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 20/22

US Classification:

705 39

Abstract:

Embodiments of the invention are directed to a computer-implemented expense splitting method and system for allowing a payer to divide expenses among multiple purchasers. The method may include storing, in at least one computer memory, payer data and expense splitting instructions and accessing the computer memory with at least one computer processor and executing the instructions to perform multiple steps. The steps may include converting a captured receipt image to purchase data and providing a user interface displaying entries corresponding to purchases, and further providing a tagging option for tagging each of the entries with an indicator of at least one purchaser identity. The steps may also include allocating a percentage of each entry to at least one purchaser based on the tagging, calculating an amount due from each purchaser based on the allocation, providing a payment interface for allowing online payment from the payer for a total amount of purchase; and generating reimbursement requests requesting each purchaser to reimburse the payer.