Steven J Craig

US Patent:

8489433, Jul 16, 2013

Filed:

Jul 29, 2010

Appl. No.:

12/846552

Inventors:

Alexandra Altieri - Maplewood NJ, US
John Baldan - New York NY, US
Thomas Befi - Princeton Junction NJ, US
Steven C. Craig - Blythewood SC, US
Martin E. Ellingsworth - Petaluma CA, US
James Sarrantonio - Brooklyn NY, US
Christopher Sirota - Brooklyn NY, US
Jared Smollik - Weehawken NJ, US
Dorothy Ziegelbauer - Tuxedo NY, US

Assignee:

Insurance Services Office, Inc. - Jersey City NJ

International Classification:

G06Q 40/00

US Classification:

705 4

Abstract:

A system and method for estimating loss propensity of a vehicle and providing driving information are provided. A loss propensity estimation server receives information from a telematics device installed in a vehicle, determines at least one loss cost area through which vehicle has traveled, and calculates a numeric loss cost factor based upon the at least one loss cost area relative to the amount of risk indicated by the vehicle's garaging loss cost. The numeric loss cost factor can be transmitted to an insurer for subsequent use by the insurer in underwriting or pricing a future insurance policy. A driving information database in the loss propensity estimation server stores driving information obtained from the telematics device installed in the vehicle, which can subsequently be transmitted to an insurer.

US Patent:

20120084103, Apr 5, 2012

Filed:

Aug 1, 2011

Appl. No.:

13/195237

Inventors:

Alexandra Altieri - Maplewood NJ, US
John Baldan - New York NY, US
Thomas Befi - Princeton Junction NJ, US
Steven C. Craig - Blythewood SC, US
Martin E. Ellingsworth - Petaluma CA, US
James Sarrantonio - Brooklyn NY, US
Christopher Sirota - Brooklyn NY, US
Jared Smollik - Weehawken NJ, US
Dorothy Ziegelbauer - Tuxedo NY, US
James R. Weiss - Middletown NY, US

International Classification:

G06Q 40/08

US Classification:

705 4

Abstract:

A system for estimating loss costs for a vehicle is provided. A server is provided in communication with a network, and electronically obtains location information over a period of time from a telematics device installed in a vehicle and transmitted to the server over the network. At least one driving territory is identified, through which the vehicle is driven. At least one garaging loss cost associated with the vehicle is identified, and the system calculates at least one level of exposure for the vehicle based upon the at least one driving territory through which the vehicle is driven. The at least one garaging loss cost and the at least one level of exposure are processed to calculate a driving loss cost for the vehicle, which can be transmitted to a third party in communication with the server over the network for subsequent use by the third party.

US Patent:

20130304519, Nov 14, 2013

Filed:

Jul 11, 2013

Appl. No.:

13/939989

Inventors:

John Baldan - New York NY, US
Thomas Befi - Princeton Junction NJ, US
Steven C. Craig - Blythewood SC, US
Martin E. Ellingsworth - Petaluma CA, US
James Sarrantonio - Brooklyn NY, US
Christopher Sirota - Brooklyn NY, US
Jared Smollik - Weehawken NJ, US
Dorothy Ziegelbauer - Tuxedo NY, US

International Classification:

G06Q 40/08

US Classification:

705 4

Abstract:

A system and method for estimating loss propensity of a vehicle and providing driving information are provided. A loss propensity estimation server receives information from a telematics device installed in a vehicle, determines at least one loss cost area through which vehicle has traveled, and calculates a numeric loss cost factor based upon the at least one loss cost area relative to the amount of risk indicated by the vehicle's garaging loss cost. The numeric loss cost factor can be transmitted to an insurer for subsequent use by the insurer in underwriting or pricing a future insurance policy. A driving information database in the loss propensity estimation server stores driving information obtained from the telematics device installed in the vehicle, which can subsequently be transmitted to an insurer.

US Patent:

52513807, Oct 12, 1993

Filed:

Aug 14, 1992

Appl. No.:

7/930717

Inventors:

Steven Craig - Lakewood CA

International Classification:

B25G 100

US Classification:

30329

Abstract:

A knife handle grip is provided which is receivable on the rear end of a utility knife. The utility knife includes a slidable blade mechanism for moving a blade longitudinally within the handle between a first position enclosed in the handle and a second position extending out and into the handle. The grip is receivable on the end of the handle which is opposite the end through which the blade extends. The grip includes an elongate sheath with indentations for receiving the fingers of a user and also includes a pair of flexible spacer flanges foldable into the sheath for retaining a knife handle therein.

US Patent:

D3488195, Jul 19, 1994

Filed:

Aug 14, 1992

Appl. No.:

7/930025

Inventors:

Steven Craig - Lakewood CA

US Classification:

D 8107