Who is this guy Steve? Steven M. Levitt – CMPS, CRMS, has been in the mortgage industry since 1991. He has helped first time homebuyers, move up buyers, real estate investors, those purchasing second homes, as well as clients who need to restructure their liabilities. His role is to help you integrate the mortgage you select into your overall short and long-term financial and investment plan, to help you minimize taxes and interest expenses, and maximize your cash flow. After closing, he will proactively manage your mortgage, to make sure that you are always in the lowest cost mortgage, while creating more wealth strategies for an earlier retirement. Steve has passed the qualifying exams to earn the Certified Mortgage Planning Specialist (CMPS) designation granted by the CMPS Institute. As a CMPS, Steve is a recognized expert in the area of mortgage planning, cash flow management, and real estate equity management. His unique ability to focus on helping his mortgage clients build and protect wealth, by better managing their home equity and personal cash flow, has led to many more than satisfied clients and business partners. He incorporates five essential skill sets: • Financial market/interest rate analysis • Cash flow analysis • Debt analysis • Real estate equity management • Real estate investment analysis. Steve, Vice President of Mortgage Lending at his corporate office in Chicago, recently earned recognition from the National Association of Mortgage Brokers (NAMB), and became one of only a small percentage of mortgage professionals to attain the standing as a nationally recognized Certified Residential Mortgage Specialist (CRMS). This credential is only gained once a candidate has met certain requirements of experience, and knowledge of the mortgage industry, and has passed a rigorous written examination, covering the entire field of mortgage and real estate finance. To maintain the validity of the CRMS certification, a program of continuing professional development is required of the designee every three years. Thus, this prestigious national credential is neither easily achieved nor casually retained. Here are some of Steve’s professional accomplishments and affiliations. Bachelor of Science Business Management/Real Estate, Licensed Loan Originator, CMPS – Certified Mortgage Planning Specialist, CRMS – Certified Residential Mortgage Specialist. He is a member of the National Association of Mortgage Brokers (NAMB), Illinois Association of Mortgage Brokers (IAMB), Certified Mortgage Planning Specialist (CMPS) Institute, Financial Planning Association (FPA), National Association of Insurance and Financial Advisors (NAIFA), Chicago Association of Realtors (CAR), and the Realtor Association of Northwest Chicagoland (RANWC). Steve is married with two boys and lives in the Northwest Suburbs. His main office is at the Corporate office in Chicago, but has offices in Highland Park, Bannockburn, Schaumburg, and Oak Brook. He can currently offer his services in 38 states, however new states are being added. You canview his daily blog at www.stevesmortgageblog.com. Let his knowledge, advice, and experience benefit you, by allowing him to provide you with a complimentary preapproval and/or mortgage planning analysis. Steve can be reached directly at 800-921-2430 or by email at
[email protected].