Steven E Webster

US Patent:

7983986, Jul 19, 2011

Filed:

Jun 26, 2000

Appl. No.:

09/604696

Inventors:

Philip Carragher - Glencoe IL, US
Steven Earl Webster - Merritt Island FL, US

International Classification:

G06Q 40/00

US Classification:

705 39, 705 38, 705 35

Abstract:

An electrical digital computer machine and a data processing system, methods of making and for using the machine, products produced thereby, as well as data structures and articles of manufacture pertaining thereto, and all necessary intermediates of that which is discussed herein, all in the field of computerized aspects of card crediting to mortgages and the like. More particularly, there is a method for card activity-based mortgage crediting, the method including the steps of: associating card activity with a mortgage of a cardholder; crediting an amount to the mortgage responsive to the card activity; and generating output including the charge card activity-based mortgage crediting; wherein at least some of the steps are carried out by a digital electrical computer.

US Patent:

8078491, Dec 13, 2011

Filed:

Sep 25, 2000

Appl. No.:

09/669196

Inventors:

Philip Carragher - Glencoe IL, US
Steven Earl Webster - Merritt Island FL, US

Assignee:

H.O.M.E. Mortgage Card, LLC - Windsor CO

International Classification:

G06Q 30/00
G06Q 40/00

US Classification:

705 141, 705 1433, 705 2641, 705 35, 705 38

Abstract:

An electrical digital computer machine and a data processing system, methods of making and for using the machine, products produced thereby, as well as data structures and articles of manufacture pertaining thereto, and all necessary intermediates of that which is discussed herein, all in the field of computerized aspects of card crediting to mortgages and the like. More particularly, there is a method for card activity-based residential expense crediting, such as that for points, an external mortgage, or the like. The method includes the steps of: associating card activity with an external residential expense; crediting an amount to the residential expense responsive to the card activity; and generating output including the card activity-based residential expense crediting; wherein at least some of the steps are carried out by computer.