Susan E Hart

US Patent:

20230028692, Jan 26, 2023

Filed:

Sep 29, 2022

Appl. No.:

17/956627

Inventors:

- Charlotte NC, US
Christopher Daniel Birch - Dayton OH, US
Susan R. Hart - Addison TX, US
Lisa Matthews - Charlotte NC, US
Cody Dean Searl - Pineville NC, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

H04L 9/40
G06Q 50/26
G06Q 40/02
G06F 8/65

Abstract:

Embodiments of the present invention provide a system for providing selective security regulations associated with network communications to users. The system is configured for extracting user data associated with a user, identifying one or more characteristics based on the extracted user data, generating a custom security package for the user based on the one or more characteristics, displaying one or more options associated with the custom security package on a user device of the user, prompting the user to select at least one option from the one or more options, receiving the at least one option from the user, and deploying a functionality associated with the at least one option from the custom security package.

US Patent:

20210334369, Oct 28, 2021

Filed:

Apr 28, 2020

Appl. No.:

16/860900

Inventors:

- Charlotte NC, US
Christopher Daniel Birch - Dayton OH, US
Susan R. Hart - Addison TX, US
Lisa Matthews - Charlotte NC, US
Cody Dean Searl - Pineville NC, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

G06F 21/55
G06F 21/56
G06F 21/57
G06F 21/31
G06F 9/50
G06F 9/54
G06Q 30/02

Abstract:

Embodiments of the present invention provide systems and methods for evaluating and weighting resource usage activity data. The system may establish a communicable link to a user device via a user application to receive resource activity data and historical data from one or more users or systems via multiple communication channels. The system may evaluate the historical data and determine evaluation criteria based on perceived chance of loss associated with particular metadata characteristics, and use the evaluation criteria as weighted metrics for determining an overall evaluation score for the user based on indication from resource activity data that the user has conducted resource transfers with entities or channels identified in the historical data.

US Patent:

20210335366, Oct 28, 2021

Filed:

Apr 28, 2020

Appl. No.:

16/860950

Inventors:

- Charlotte NC, US
Christopher Daniel Birch - Dayton OH, US
Susan R. Hart - Addison TX, US
Lisa Matthews - Charlotte NC, US
Cody Dean Searl - Pineville NC, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

G10L 15/26
G06F 40/30
G06F 40/226
G06F 16/951
G06N 20/00

Abstract:

Embodiments of the present invention provide systems and methods for generation and maintenance of verified data records. The system may receive a data submission from a user device over one or more communication channels and convert the data submission into a normalized text format for processing and analysis. The data submission may then be analyzed using one or more trained machined learning models in order to identify factual statements and modifiers within the data submission, and generate a confidence score of verified factual information based on corroboration with one or more additional data sources. Additionally, identified modifiers may be analyzed to determine positive or negative sentiment.

US Patent:

20210336935, Oct 28, 2021

Filed:

Apr 28, 2020

Appl. No.:

16/860783

Inventors:

- Charlotte NC, US
Christopher Daniel Birch - Dayton OH, US
Susan R. Hart - Addison TX, US
Lisa Matthews - Charlotte NC, US
Cody Dean Searl - Pineville NC, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

H04L 29/06
H04L 29/08

Abstract:

A system for secure data transfer is provided. The system is configured to: generate a database of verified interaction providers comprising verified provider information; determine that a user device has accessed a data transfer location associated with an interaction provider; install a proxy server over the data transfer location, wherein data transfer traffic between the user device and the interaction provider is routed through and monitored by the proxy server; determine, via the proxy server, that the user device has requested an interaction at the data transfer location, the interaction comprising a data transfer; determine that the interaction provider associated with the data transfer location is in the database of verified interaction providers; and in response to determining that the interaction provider is in the database, complete the data transfer through the proxy server.

US Patent:

20210336993, Oct 28, 2021

Filed:

Apr 28, 2020

Appl. No.:

16/860832

Inventors:

- Charlotte NC, US
Christopher Daniel Birch - Dayton OH, US
Susan R. Hart - Addison TX, US
Lisa Matthews - Charlotte NC, US
Cody Dean Searl - Pineville NC, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

H04L 29/06
G06F 8/65
G06Q 40/02
G06Q 50/26

Abstract:

Embodiments of the present invention provide a system for providing selective security regulations associated with network communications to users. The system is configured for extracting user data associated with a user, identifying one or more characteristics based on the extracted user data, generating a custom security package for the user based on the one or more characteristics, displaying one or more options associated with the custom security package on a user device of the user, prompting the user to select at least one option from the one or more options, receiving the at least one option from the user, and deploying a functionality associated with the at least one option from the custom security package.