Susan M Zloth

US Patent:

8010791, Aug 30, 2011

Filed:

Oct 13, 2008

Appl. No.:

12/250336

Inventors:

Stephanie Bauer - Arlington VA, US
Jonathan N. Freedman - Chevy Chase MD, US
Daniel J. Lane - North Potomac MD, US
Miriam Jaffe - Columbia MD, US
Susan M. Zloth - Castle Rock CO, US

Assignee:

Merchant Link, LLC - Silver Spring MD

International Classification:

G06F 17/30

US Classification:

713167, 705 64, 705 75

Abstract:

A database system for encryption and protection of confidential data is provided. The database system includes a data source system receiving confidential data and first associated data. A secure data network interface system is connected to the data source system over an open network, the data network interface system receives the confidential data and the first associated data from the data source system and further comprises a secure data storage system coupled to the data network interface system and isolated from the open network, a data encryption system generating a unique encrypted identifier for the confidential data, and a data association system associating the confidential data with the unique encrypted identifier and storing the confidential data, the first associated data and the unique encrypted identifier in the secure data storage system.

US Patent:

8346671, Jan 1, 2013

Filed:

Apr 1, 2010

Appl. No.:

12/752806

Inventors:

Susan Zloth - Castle Rock CO, US
Daniel Lane - North Potomac MD, US
Benjamin Smyth - Spring Grove PA, US

Assignee:

Merchant Link, LLC - Silver Spring MD

International Classification:

G06Q 20/00
G06F 21/00

US Classification:

705 75, 705 64, 705 67, 902 2, 902 22, 902 25, 902 27, 902 40

Abstract:

A system for point-to-point encryption is provided. A card reader system reads unencrypted card data stored on a magnetic stripe of a card and encrypts the card data, the card reader system being contained in a first housing. A point of sale device coupled to the card reader system and contained in a second housing separate from the first housing has a user interface for obtaining a transaction amount. A transaction request system transmits the transaction amount and the encrypted card data to an authorization gateway, wherein the unencrypted card data is prevented from being processed by the point of sale device.

US Patent:

8417947, Apr 9, 2013

Filed:

Aug 30, 2011

Appl. No.:

13/221719

Inventors:

Stephanie Bauer - Arlington VA, US
Jonathan N. Freedman - Chevy Chase MD, US
Daniel J. Lane - North Potomac MD, US
Miriam Jaffe - Columbia MD, US
Susan M. Zloth - Castle Rock CO, US

Assignee:

Merchant Link, LLC - Silver Spring MD

International Classification:

H04L 29/06

US Classification:

713167, 705 64, 705 75

Abstract:

An electronic authorization system comprising a data source system configured to transmit transaction data. A secure data system is coupled to the data source system over an open network, the secure data system is configured to receive the transaction data from the data source system, generate a unique encrypted identifier for the transaction data and to transmit the unique encrypted identifier to the data source system. The data source system is configured to receive the unique encrypted identifier and replace payment card data associated with the transaction data in a database with the unique encrypted identifier.

US Patent:

20080040776, Feb 14, 2008

Filed:

Mar 2, 2006

Appl. No.:

11/366189

Inventors:

Stephanie Bauer - Arlington MD, US
Jonathan N. Freedman - Chevy Chase MD, US
Miriam Jaffe - Columbia MD, US
Susan M. Zloth - Castle Rock CO, US
Daniel Joseph Lane - North Potomac MD, US

International Classification:

H04L 9/32

US Classification:

726 3

Abstract:

A database system for encryption and protection of confidential data is provided. The database system includes a data source system receiving confidential data and first associated data. A secure data network interface system is connected to the data source system over an open network, the data network interface system receives the confidential data and the first associated data from the data source system and further comprises a secure data storage system coupled to the data network interface system and isolated from the open network, a data encryption system generating a unique encrypted identifier for the confidential data, and a data association system associating the confidential data with the unique encrypted identifier and storing the confidential data, the first associated data and the unique encrypted identifier in the secure data storage system.

US Patent:

20130212026, Aug 15, 2013

Filed:

Jan 7, 2013

Appl. No.:

13/735800

Inventors:

Glenn Powell - Fremont CA, US
John Sheets - San Francisco CA, US
Paul Tait - San Mateo CA, US
Kim Wagner - Sunnyvale CA, US
Krishna Koganti - Cupertino CA, US
Marc Perl - Cameron Park CA, US
Hector Rodriguez - Daly City CA, US
Susan Zloth - Castle Pines CO, US

International Classification:

G06Q 20/38

US Classification:

705 71, 705 76

Abstract:

Systems and methods are disclosed in which data associated with a transaction are protected with encryption. At an access device, a PIN associated with a payment account may be encrypted with a first key derived from an initial key of the access device and sensitive data associated with the payment account may be encrypted with a second key derived from the initial key. At a secure module associated with a host server encrypted sensitive data of an authorization request message may be decrypted. The secure module associated with the host server can re-encrypt the sensitive data using a zone encryption key associated with a payment processing network. A translated authorization request message including the re-encrypted sensitive data can be transmitted by the merchant server to the payment processing network.

US Patent:

20130232077, Sep 5, 2013

Filed:

Apr 9, 2013

Appl. No.:

13/859724

Inventors:

Stephanie Bauer - Arlington VA, US
Jonathan N. Freedman - Chevy Chase MD, US
Daniel J. Lane - North Potomac MD, US
Miriam Jaffe - Columbia MD, US
Susan M. Zloth - Castle Rock CO, US

International Classification:

G06Q 20/38

US Classification:

705 44

Abstract:

An electronic authorization system comprising a data source system configured to transmit transaction data. A secure data system is coupled to the data source system over an open network, the secure data system is configured to receive the transaction data from the data source system, generate a unique encrypted identifier for the transaction data and to transmit the unique encrypted identifier to the data source system. The data source system is configured to receive the unique encrypted identifier and replace payment card data associated with the transaction data in a database with the unique encrypted identifier.

US Patent:

20190066102, Feb 28, 2019

Filed:

Oct 26, 2018

Appl. No.:

16/171905

Inventors:

- San Francisco CA, US
John F. Sheets - SF CA, US
Paul Tait - San Mateo CA, US
Kim Wagner - Sunnyvale CA, US
Krishna Koganti - Cupertino CA, US
Marc Perl - Cameron Park CA, US
Hector Rodriguez - Daly City CA, US
Susan Zloth - Castle Pines CO, US

International Classification:

G06Q 20/38
G06Q 20/40
G07F 7/10
G06F 21/60

Abstract:

Systems and methods are disclosed in which data associated with a transaction are protected with encryption. At an access device, a PIN associated with a payment account may be encrypted with a first key derived from an initial key of the access device and sensitive data associated with the payment account may be encrypted with a second key derived from the initial key. At a secure module associated with a host server encrypted sensitive data of an authorization request message may be decrypted. The secure module associated with the host server can re-encrypt the sensitive data using a zone encryption key associated with a payment processing network. A translated authorization request message including the re-encrypted sensitive data can be transmitted by the merchant server to the payment processing network.

US Patent:

20170180333, Jun 22, 2017

Filed:

Mar 6, 2017

Appl. No.:

15/451070

Inventors:

- Silver Spring MD, US
Jonathan N. Freedman - Chevy Chase MD, US
Daniel J. Lane - North Potomac MD, US
Miriam Jaffe - Columbia MD, US
Susan M. Zloth - Castle Rock CO, US

International Classification:

H04L 29/06
G06Q 20/38
G06F 21/60

Abstract:

An electronic authorization system comprising a data source system configured to transmit transaction data. A secure data system is coupled to the data source system over an open network, the secure data system is configured to receive the transaction data from the data source system, generate a unique encrypted identifier for the transaction data and to transmit the unique encrypted identifier to the data source system. The data source system is configured to receive the unique encrypted identifier and replace payment card data associated with the transaction data in a database with the unique encrypted identifier.