Tammy L Howard

Tammy Howard Chattanooga, TN

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Work:

Raymond& Kathleen Murphy

2012 to 2000
Professional Caregiver Home Comforts
Lookout Mtn, GA
2003 to 2012
Client- Silas Williams Jr Convergys Corporation
Chattanooga, TN
2001 to 2003
Customer Service Rep/Trainer

Education:

University of Tennessee at Knoxville
Knoxville, TN
2009 to 2013
Bachelors in Social Work University of Tennessee at Chattanooga
Chattanooga, TN
2006 to 2008
Associates of Applied Science

Tammy Howard, Fayetteville GA Sr Loan officer, Ohio Mortgage license and Georgia Mortgage License, Georgia

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Specialties:

Purchase Loan
Refinancing
Home Equity
Mortgage Planning

Work:

Primary Residential Mortgage
170 Bastille Way Suite B, Fayetteville, GA 30214
7703148732 (Office), 5133044890 (Cell), 7707169414 (Fax)

Licenses:

020933.000 Ohio (Ohio Mortgage license and Georgia Mortgage License)
35469 (Georgia)

Description:

My name is Tammy Howard and I have been a Licensed Mortgage Loan officer since 2004. First thing I would like to say about myself is that I enjoy what I do. I do not consider this a job but an opportunity to help people make the dream of becoming a Home Owner a reality. I believe in customer service and promise each one of my clients Red Rose Service from beginning to end. I am will to take the time to education potential buyers on what it will take to get them to the point of qualifying. If they have blemished credit I work diligently with them to help them understand the need to keep their credit scores up and what it would take to raise their credit scores. My mottos is "Who can I help today". I started my mortgage career in Ohio in 2004, it did not take too long for me to realized that this was much more than a job but a calling on my life to help people. In 2005 I was the number 1 loan officer in my office, which continued until I moved to Georgia in 2012. Since relocating to Georgia, I have become a Licensed Georgia Loan officer and have had continued success here as well as keeping my Ohio licenses and closing loans with many of the realtors I worked with in Ohio. Please feel free to contact me at anytime. One of my keys to success is I answer my cell phone, I personally do not have what I call set hours, my promise is if you need me I will be there, even after 5:00 p.m. and on the weekends. I try to live my life according to Proverbs 3: 5&6. Please feel free to contact me if you need me. Sincerely yours Tammy R Howard

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