Terrence D Fischer

US Patent:

20130246176, Sep 19, 2013

Filed:

Dec 14, 2012

Appl. No.:

13/715770

Inventors:

American Express Travel Related Services Company, Inc. - , US
Lee Chau - New York NY, US
Terrence Fischer - New York NY, US
Anthony Harry Mavromatis - New York NY, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 30/02

US Classification:

705 1453, 705 267

Abstract:

The method of processing an analysis cycle to determine interest merchants may include selecting a seed merchant relevant to a topic interest, identifying consumers that have completed a transaction with the seed merchant to generate a list of identified consumers, determining merchants visited by the identified consumers, scoring all the merchants based on network connectivity, activity, and merchant over-index, updating the seed merchant in response to the list of scored merchants relative to a scoring threshold, and scoring the list of identified consumers based on the number of distinct merchants in transaction and over-indexing. Additionally, the method may further comprise producing a list of updated interest merchants and a list of updated identified consumers, where the updated interest merchants and the updated identified consumers are relevant to the topic interest.

US Patent:

20130246187, Sep 19, 2013

Filed:

Mar 11, 2013

Appl. No.:

13/794374

Inventors:

American Express Travel Related Services Company, Inc. - , US
Terrence Fischer - New York NY, US
Anthony Mavromatis - Brooklyn NY, US
Andrew K. Smith - Hoboken NJ, US
Venkat Varadachary - New York NY, US
Henry Yuan - New York NY, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 30/02

US Classification:

705 1466

Abstract:

The systems and methods described herein may be used to recommend an item to a consumer. The methods may comprise determining, based on a collaborative filtering algorithm, a consumer relevance value associated with an item, and transmitting, based on the consumer relevance value, information associated with the item to a consumer. A collaborative filtering algorithm may receive as an input at least one of: a transaction history associated with the consumer, a demographic of the consumer, a consumer profile, a type of transaction account, a transaction account associated with the consumer, a period of time that the consumer has held a transaction account, a size of wallet, a share of wallet, and/or the like. The method may further comprise generating a ranked list of items based upon a plurality of consumer relevance values, transmitting a ranked list of items to a consumer, and/or re-ranking a ranked list of items based upon a merchant goal.

US Patent:

20130246216, Sep 19, 2013

Filed:

Mar 11, 2013

Appl. No.:

13/794145

Inventors:

Terrence Fischer - New York NY, US
Anthony Mavromatis - Brooklyn NY, US
Venkat Varadachary - New York NY, US
Michael Wang - New York NY, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 30/06

US Classification:

705 267

Abstract:

The systems and methods described herein may be used to recommend an item to a consumer. The methods may comprise determining, based on a collaborative filtering algorithm, a consumer relevance value associated with an item, and transmitting, based on the consumer relevance value, information associated with the item to a consumer. A collaborative filtering algorithm may receive as an input at least one of: a transaction history associated with the consumer, a demographic of the consumer, a consumer profile, a type of transaction account, a transaction account associated with the consumer, a period of time that the consumer has held a transaction account, a size of wallet, a share of wallet, and/or the like. The method may further comprise generating a ranked list of items based upon a plurality of consumer relevance values, transmitting a ranked list of items to a consumer, and/or re-ranking a ranked list of items based upon a merchant goal.

US Patent:

20130246120, Sep 19, 2013

Filed:

Jan 4, 2013

Appl. No.:

13/734693

Inventors:

American Express Travel Related Services Company, Inc. - , US
Lee Chau - New York NY, US
Terrence Fischer - New York NY, US
Anthony Harry Mavromatis - Brooklyn NY, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 30/02

US Classification:

705 729

Abstract:

The method of processing an analysis cycle to determine interest merchants may include selecting a seed merchant relevant to a topic interest, identifying consumers that have completed a transaction with the seed merchant to generate a list of identified consumers, determining merchants visited by the identified consumers, scoring all the merchants based on network connectivity, activity, and merchant over-index, updating the seed merchant in response to the list of scored merchants relative to a scoring threshold, and scoring the list of identified consumers based on the number of distinct merchants in transaction and over-indexing. Additionally, the method may further comprise producing a list of updated interest merchants and a list of updated identified consumers, where the updated interest merchants and the updated identified consumers are relevant to the topic interest.

US Patent:

20200380538, Dec 3, 2020

Filed:

Jul 15, 2020

Appl. No.:

16/929508

Inventors:

- New York NY, US
Terrence Fischer - New York NY, US
Anthony Mavromatis - Brooklyn NY, US
Venkat Varadachary - New York NY, US
Michael Wang - New York NY, US

International Classification:

G06Q 30/02
G06Q 30/06
G06Q 20/20

Abstract:

At least some embodiments are directed to a system that receives data generated when point of sale terminals are used. The point of sale terminals are associated with multiple merchants. The system generates a quantitative data from the received data. The system computes a quality of service score of a first merchant based on the quantitative data. The system generates an item data structure storing values that correlate multiple users with multiple merchants at least based on the quality of service score. The system determines users that are shared by multiple merchants and computes a customer relevance value associated with the user and the first merchant. The system outputs a user-specific recommendation associated with a second merchant to a user computing device, wherein the user-specific recommendation is computed at least in part based on the customer relevance value associated with the first merchant.

US Patent:

20190164214, May 30, 2019

Filed:

Dec 5, 2018

Appl. No.:

16/210277

Inventors:

- New York NY, US
Lee Chau - New York NY, US
Terrence Fischer - New York NY, US
Anthony Harry Mavromatis - Brooklyn NY, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 30/06
G06Q 30/02
G06Q 50/00

Abstract:

The method of processing an analysis cycle to determine interest merchants may include selecting a seed merchant relevant to a topic interest, identifying consumers that have completed a transaction with the seed merchant to generate a list of identified consumers, determining merchants visited by the identified consumers, scoring all the merchants based on network connectivity, activity, and merchant over-index, updating the seed merchant in response to the list of scored merchants relative to a scoring threshold, and scoring the list of identified consumers based on the number of distinct merchants in transaction and over-indexing. Additionally, the method may further comprise producing a list of updated interest merchants and a list of updated identified consumers, where the updated interest merchants and the updated identified consumers are relevant to the topic interest.

US Patent:

20180114235, Apr 26, 2018

Filed:

Dec 14, 2017

Appl. No.:

15/841850

Inventors:

- New York NY, US
TERRENCE FISCHER - New York NY, US
ANTHONY MAVROMATIS - Brooklyn NY, US
ANDREW K. SMITH - Hoboken NJ, US
VENKAT VARADACHARY - New York NY, US
HENRY YUAN - New York NY, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 30/02
G06Q 30/06
G06Q 20/20

Abstract:

The systems and methods described herein may be used to recommend an item to a consumer. The methods may comprise determining, based on a collaborative filtering algorithm, a consumer relevance value associated with an item, and transmitting, based on the consumer relevance value, information associated with the item to a consumer. A collaborative filtering algorithm may receive as an input at least one of: a transaction history associated with the consumer, a demographic of the consumer, a consumer profile, a type of transaction account, a transaction account associated with the consumer, a period of time that the consumer has held a transaction account, a size of wallet, a share of wallet, and/or the like.

US Patent:

20160253737, Sep 1, 2016

Filed:

Apr 26, 2016

Appl. No.:

15/139176

Inventors:

- New York NY, US
Lee Chau - New York NY, US
Terrence Fischer - New York NY, US
Anthony Harry Mavromatis - Brooklyn NY, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 30/06
G06Q 50/00

Abstract:

The method of processing an analysis cycle to determine interest merchants may include selecting a seed merchant relevant to a topic interest, identifying consumers that have completed a transaction with the seed merchant to generate a list of identified consumers, determining merchants visited by the identified consumers, scoring all the merchants based on network connectivity, activity, and merchant over-index, updating the seed merchant in response to the list of scored merchants relative to a scoring threshold, and scoring the list of identified consumers based on the number of distinct merchants in transaction and over-indexing. Additionally, the method may further comprise producing a list of updated interest merchants and a list of updated identified consumers, where the updated interest merchants and the updated identified consumers are relevant to the topic interest.